Real Estate Investing in Cupertino, California (95014)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95014 (Cupertino, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 58.5 — hard to cash-flow at these prices.
What’s happening in Cupertino, CA (95014)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95014 Cupertino
This part of Santa Clara County is not an easy win. The 95014 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 95014 is impressive only for operators who understand what they are buying. A $3.0M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 95014's metrics run below Santa Clara County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 95014 ZIP's population of 61,109 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Distressed ZIPs reward experience. solid returns are possible in 95014, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cupertino:
Property Strategy for 95014
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $791,349 | $3,800 | 3.5% | -0.6% | $791,349 |
| 2BR | $1,246,459 | $4,440 | 2.6% | +1.0% | $623,230 |
| 3BR | $2,758,347 | $5,870 | 1.5% | +8.1% | $919,449 |
| 4BR | $3,341,779 | $6,390 | 1.4% | +7.9% | $835,445 |
| 5BR | $3,870,927 | — | — | +6.5% | $774,185 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95014 Compare?
| Metric | 95014 | Cupertino | San Jose-Sunnyvale-Santa Clara, CA | California |
|---|---|---|---|---|
| Home Value | $3,007,343 | $3,007,343 | N/A | $761,003 |
| 5-Year CAGR | 5.1% | 5.1% | N/A | 5.7% |
| Avg Rent | $4,288 | $4,288 | N/A | - |
| Cap Rate | 1.1% | 1.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95014 (Cupertino, CA). Anonymous, moderated, never written by AI.
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Property managers serving Santa Clara County
Manage rentals here? List your business →Aborn Properties are leading experts in property management in the San Jose area. summary from their website
Investment Property Management in San Jose and Santa Clara County since 1969. summary from their website
San Jose Property Managers offering residential property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $3,007,343 |
| Monthly Rent | $4,288 |
| Price-to-Rent | 58.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.7% |
| Cap Rate | 1.1% |
| 5-Year IRR | 6.2% |
📈 Home Appreciation
| 1-Year | +2.9% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +5.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95014
Population: 61,109
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95014
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 9,240 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How expensive is real estate in Cupertino, CA?
In Cupertino, CA the median home value sits at $3.0M. Against the broader CA market, that reads as reasonable for most investors.
Is Cupertino, CA good for landlords?
Rental owners in Cupertino, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
What is the typical renter like in Cupertino, CA?
The renter base in Cupertino, CA is reasonable for the $4,288/mo price point. Screening well and pricing to market typically yields steady tenants.
Is Cupertino, CA a smart market for rental property?
Cupertino, CA reports an investability rating of 3.0/5, with median home values near $3.0M and average rents around $4,288/mo. That combination puts it in the resilient tier for investor interest.
Is house hacking profitable in Cupertino, CA?
The a tougher house-hack environment in Cupertino, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 95014 now. You don’t know where it ranks.
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How 95014 ranks in San Jose-Sunnyvale-Santa Clara, CA
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