Real Estate Investing in San Ramon, California (94583)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Contra Costa County • Population: 39,418 • Data updated: September 2026

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Should you buy in 94583 (San Ramon, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 38.3 — hard to cash-flow at these prices.

What’s happening in San Ramon, CA (94583)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,367,453
Avg Monthly Rent $2,977
1% Rule ✗ Does Not Meet
Median Income $178,212
% Renters 26.9%

Market Analysis: 94583 San Ramon

Not every below-median market is a bargain. San Ramon's 94583 ZIP records signals that favor experienced operators who can absorb the risk $1.4M pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 94583 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in San Ramon have seen price recovery that 94583 has not matched. Contra Costa County data supports the view that the spread is structural rather than temporary.

The 94583 ZIP's population of 39,418 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategy in 94583 is an operator game, not a passive one. On the rental side, entry prices of $1.4M are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Ramon:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.7× the median income
Value Trend
Declining (-3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,977/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94583

Which property type performs best in this market?

Best for Cash Flow
1BR
5.0% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
2BR
$313,100/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $438,346 $3,030 5.0% +3.5% $438,346
2BR $626,200 $3,700 4.3% +2.9% $313,100
3BR $1,250,825 $4,730 2.7% +6.4% $416,942
4BR $1,539,264 $5,610 2.6% +6.7% $384,816
5BR $1,964,529 +7.5% $392,906

Market Trends

Home Value History (with trend line)

$1.6M$1.4M$1.1M$898K$650K$402KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,045$2,847$2,648$2,450$2,251$2,053Jul 2016Jul 2021Jul 2026

📊 How Does 94583 Compare?

Metric 94583 San Ramon San Francisco-Oakland-Berkeley, CA California
Home Value $1,367,453 $1,530,401 N/A $761,003
5-Year CAGR 2.1% 2.6% N/A 5.7%
Avg Rent $2,977 $3,374 N/A -
Cap Rate 1.7% 1.7% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94583 (San Ramon, CA). Anonymous, moderated, never written by AI.

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Property managers serving Contra Costa County

Manage rentals here? List your business →

Advantage Property Management Services offers Pleasanton property management, including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website

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Main Street Property Services is a full-service retail real estate company specializing in value-added leasing of shopping centers and downtown shopping districts. summary from their website

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Maisel Property Management Inc's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.7%
Low
5yr Growth
+2.1%
Slow

📊 Market Snapshot

Home Value $1,367,453
Monthly Rent $2,977
Price-to-Rent 38.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.6%
Cap Rate 1.7%
5-Year IRR 3.8%

📈 Home Appreciation

1-Year -3.0% ▼
3-Year CAGR +0.3% ▲
5-Year CAGR +2.1% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year +4.9% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +3.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.1%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94583

Population: 39,418

💰 Median Household Income
$178,212
This area
$178,212
State
$94,164
USA
$74,580
🏠 Renter Occupied
26.9%
This area
26.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-16.6%
USA
3.7%
🎓 College Educated
63.2%
This area
63.2%
State
7.7%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 49.2%
Asian 36.1%
Other/Mixed 13.2%
Hispanic/Latino 7.1%
Black/African American 1.6%
👶 Under 18
25.6%
This area
25.6%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94583

B Avg School Grade
9 Schools
23.4:1 Avg Class Size
$14,967 Avg Per Pupil

Schools in This ZIP Code

B Good

Bollinger Canyon Elementary

📚 K – 05 Elementary
👥
479 Students
👨‍🏫
18.5:1 Class Size
💰
$14,967 Per Student
B Good

Country Club Elementary

📚 K – 05 Elementary
👥
514 Students
👨‍🏫
21.6:1 Class Size
💰
$14,967 Per Student
B Good

Twin Creeks Elementary

📚 K – 05 Elementary
👥
633 Students
👨‍🏫
21.9:1 Class Size
💰
$14,967 Per Student
B Good

Montevideo Elementary

📚 K – 05 Elementary
👥
612 Students
👨‍🏫
24.6:1 Class Size
💰
$14,967 Per Student
B Good

Neil A. Armstrong Elementary

📚 K – 05 Elementary
👥
463 Students
👨‍🏫
25.7:1 Class Size
💰
$14,967 Per Student
B Good

Walt Disney Elementary

📚 K – 05 Elementary
👥
537 Students
👨‍🏫
23.4:1 Class Size
💰
$14,967 Per Student
C+ Average

Pine Valley Middle

📚 06 – 08 Middle
👥
990 Students
👨‍🏫
25.6:1 Class Size
💰
$14,967 Per Student
C+ Average

Iron Horse Middle

📚 06 – 08 Middle
👥
1,007 Students
👨‍🏫
23.3:1 Class Size
💰
$14,967 Per Student
C Below Average

California High

📚 09 – 12 High School
👥
2,869 Students
👨‍🏫
25.7:1 Class Size
💰
$14,967 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B Good

Green Valley Elementary

📚 K – 05 Elementary
📍 1001 Diablo Rd., Danville
👥
503 Students
👨‍🏫
20.8:1 Class Size
💰
$14,967 Per Student
B Good

Greenbrook Elementary

📚 K – 05 Elementary
📍 1475 Harlan Dr., Danville
👥
679 Students
👨‍🏫
21.8:1 Class Size
💰
$14,967 Per Student
B Good

Los Cerros Middle

📚 06 – 08 Middle
📍 968 Blemer Rd., Danville
👥
483 Students
👨‍🏫
21.0:1 Class Size
💰
$14,967 Per Student
B Good

John Baldwin Elementary

📚 K – 05 Elementary
📍 741 Brookside Dr., Danville
👥
447 Students
👨‍🏫
22.5:1 Class Size
💰
$14,967 Per Student
B Good

Montair Elementary

📚 K – 05 Elementary
📍 300 Quinterra Ln., Danville
👥
494 Students
👨‍🏫
22.4:1 Class Size
💰
$14,967 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 9,078 Off-Campus Students
D
J D Academy of Salon and Spa
106 students · 3.2 mi
C+
Saint Mary's College of California
2,775 students · 8.0 mi
C+
California State University-East Bay
13,333 students · 8.6 mi
D
Carrington College-San Leandro Campus
401 students · 8.9 mi
D
Merritt College
6,716 students · 9.7 mi
C
Unitek College
326 students · 10.3 mi
C
Northeastern University Oakland
658 students · 10.4 mi
C+
Chabot College
12,218 students · 10.9 mi

Investor Insight: With 9,078 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of vacancy should I budget for in San Ramon, CA?

Occupancy in San Ramon, CA runs predictable with elevated vacancy. Well-priced units at $2,977/mo lease on reasonable timelines.

How qualified is the tenant pool in San Ramon, CA?

The tenant pool in San Ramon, CA is solid, supported by local employment and population fundamentals. Rents of $2,977/mo are well-absorbed by the market.

Is CA a landlord-friendly state?

Landlord-friendliness in San Ramon, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What approach is best for San Ramon, CA real estate?

The best-fit strategy in San Ramon, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the typical home price in San Ramon, CA?

In San Ramon, CA the median home value sits at $1.4M. Against the broader CA market, that reads as reasonable for most investors.

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How 94583 ranks in San Francisco-Oakland-Berkeley, CA

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