Real Estate Investing in Diablo, California (94528)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Contra Costa County • Population: 1,000 • Data updated: September 2026

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Should you buy in 94528 (Diablo, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (26/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 14.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 8.4% unemployment — tenant risk signal.
  • High price-to-rent: Price-to-rent ratio 98.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Diablo, CA (94528)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $3,169,940
Avg Monthly Rent $2,673
1% Rule ✗ Does Not Meet
Median Income $250,001
% Renters 0.0%

Market Analysis: 94528 Diablo

ZIP 94528 in Diablo, CA carries a impressive set of headwinds. Home values near $3.2M and rents of $2,673/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 94528 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader CA picture, 94528 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 94528 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. solid returns are possible in 94528, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Diablo:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 12.7× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,673/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94528

Which property type performs best in this market?

Best for Cash Flow
4BR
1.2% cap rate
Best for Appreciation
4BR
+4.6% 5yr CAGR
Best Overall Value
4BR
$688,235/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
4BR $2,752,939 $4,530 1.2% +4.6% $688,235
5BR $3,747,995 +3.9% $749,599

Market Trends

Home Value History (with trend line)

$3.6M$3.3M$2.9M$2.6M$2.3M$2.0MFeb 2016May 2021Jul 2026

📊 How Does 94528 Compare?

Metric 94528 Diablo San Francisco-Oakland-Berkeley, CA California
Home Value $3,169,940 $3,169,940 N/A $761,003
5-Year CAGR 1.5% 1.5% N/A 5.7%
Avg Rent $2,673 $2,673 N/A -
Cap Rate 0.7% 0.7% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94528 (Diablo, CA). Anonymous, moderated, never written by AI.

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Property managers serving Contra Costa County

Manage rentals here? List your business →

Advantage Property Management Services offers Pleasanton property management, including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website

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Main Street Property Services is a full-service retail real estate company specializing in value-added leasing of shopping centers and downtown shopping districts. summary from their website

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Maisel Property Management Inc's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
0.7%
Low
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $3,169,940
Monthly Rent $2,673
Price-to-Rent 98.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.0%
Cap Rate 0.7%
5-Year IRR 2.2%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 0.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.2%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94528

Population: 1,000

💰 Median Household Income
$250,001
This area
$250,001
State
$94,164
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
8.4%
This area
8.4%
State
-16.6%
USA
3.7%
🎓 College Educated
73.0%
This area
73.0%
State
7.7%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
14.2%
This area
14.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 90.2%
Other/Mixed 7.4%
Hispanic/Latino 5.0%
Asian 2.3%
👶 Under 18
31.8%
This area
31.8%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
15.7%
This area
15.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94528

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Central County Special Education Programs

📚 K – 12 K-12
📍 2964 Miranda Ave., Alamo
👥
17 Students
👨‍🏫
8.5:1 Class Size
💰
$243,402 Per Student
B Good

Green Valley Elementary

📚 K – 05 Elementary
📍 1001 Diablo Rd., Danville
👥
503 Students
👨‍🏫
20.8:1 Class Size
💰
$14,967 Per Student
B Good

Greenbrook Elementary

📚 K – 05 Elementary
📍 1475 Harlan Dr., Danville
👥
679 Students
👨‍🏫
21.8:1 Class Size
💰
$14,967 Per Student
B Good

Los Cerros Middle

📚 06 – 08 Middle
📍 968 Blemer Rd., Danville
👥
483 Students
👨‍🏫
21.0:1 Class Size
💰
$14,967 Per Student
B Good

Alamo Elementary

📚 K – 05 Elementary
📍 100 Wilson Rd., Alamo
👥
350 Students
👨‍🏫
24.2:1 Class Size
💰
$14,967 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,797 Off-Campus Students
D
J D Academy of Salon and Spa
106 students · 2.6 mi
C+
Saint Mary's College of California
2,775 students · 8.2 mi
D
Paul Mitchell the School-East Bay
212 students · 9.1 mi
C+
Mt. Diablo Adult Education-Mt. Diablo USD
153 students · 9.6 mi
C
Urban Barber College
163 students · 10.2 mi
C
Carrington College-Pleasant Hill Campus
432 students · 10.4 mi
C
Diablo Valley College
16,424 students · 10.8 mi
D
Merritt College
6,716 students · 12.0 mi

Investor Insight: With 7,797 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are rents high in Diablo, CA?

Rents in Diablo, CA run near $2,673/mo. Compared with median home prices of $3.2M that produces solid gross yields for typical rentals.

What is the tenant pool like in Diablo, CA?

The tenant pool in Diablo, CA is solid, supported by local employment and population fundamentals. Rents of $2,673/mo are well-absorbed by the market.

How do experienced investors play Diablo, CA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Diablo, CA. The numbers - $3.2M homes against $2,673/mo rents - support that play.

Does a duplex house hack pencil in Diablo, CA?

For house hackers, Diablo, CA is a tougher. The $2,673/mo rent on a unit helps defray the mortgage on a $3.2M property.

How high is vacancy risk in Diablo, CA?

Diablo, CA carries elevated vacancy risk. Expect measured absorption at market rents of $2,673/mo.

You know 94528 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 94528 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 94528 ranks in San Francisco-Oakland-Berkeley, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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