Real Estate Investing in Walnut Creek, California (94595)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94595 (Walnut Creek, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Walnut Creek, CA (94595)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94595 Walnut Creek
The 94595 ZIP in Walnut Creek, CA is a local-operator market. Outside capital chasing a $700K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $700K asset, 94595 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 94595's metrics run below Contra Costa County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 94595 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 94595 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Walnut Creek:
Property Strategy for 94595
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $316,823 | $2,450 | 5.6% | -1.9% | $316,823 |
| 2BR | $543,324 | $2,990 | 4.0% | -0.4% | $271,662 |
| 3BR | $1,271,787 | $3,820 | 2.2% | +5.0% | $423,929 |
| 4BR | $1,688,753 | $4,530 | 1.9% | +5.1% | $422,188 |
| 5BR | $2,026,693 | — | — | +5.9% | $405,339 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94595 Compare?
| Metric | 94595 | Walnut Creek | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $700,117 | $1,045,367 | N/A | $761,003 |
| 5-Year CAGR | 0.8% | 1.6% | N/A | 5.7% |
| Avg Rent | $3,548 | $3,155 | N/A | - |
| Cap Rate | 4.0% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94595 (Walnut Creek, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $700,117 |
| Monthly Rent | $3,548 |
| Price-to-Rent | 16.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 4.0% |
| 5-Year IRR | 4.7% |
📈 Home Appreciation
| 1-Year | +1.6% ▲ |
| 3-Year CAGR | -0.7% ▼ |
| 5-Year CAGR | +0.8% ▲ |
| 10-Year CAGR | +2.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94595
Population: 17,051
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94595
Schools in This ZIP Code
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
Murwood Elementary
Las Lomas High
Walnut Heights Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,797 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much is rent in Walnut Creek, CA?
Rents in Walnut Creek, CA run near $3,548/mo. Compared with median home prices of $700K that produces solid gross yields for typical rentals.
How strong is tenant demand in Walnut Creek, CA?
Walnut Creek, CA draws a steady base of working renters. Demand at the $3,548/mo rent level is reasonable for standard single-family and small multi rentals.
Where do home prices stand in Walnut Creek, CA?
Walnut Creek, CA median home values land near $700K. That is reasonable territory for investors looking at $3,548/mo-per-month rentals.
What kind of vacancy should I budget for in Walnut Creek, CA?
Occupancy in Walnut Creek, CA runs consistent with elevated vacancy. Well-priced units at $3,548/mo lease on reasonable timelines.
Is Walnut Creek, CA good for landlords?
Walnut Creek, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
You know 94595 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 94595 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 94595 ranks in San Francisco-Oakland-Berkeley, CA
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