Real Estate Investing in Walnut Creek, California (94595)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Contra Costa County • Population: 17,051 • Data updated: September 2026

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Should you buy in 94595 (Walnut Creek, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Walnut Creek, CA (94595)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $700,117
Avg Monthly Rent $3,548
1% Rule ✗ Does Not Meet
Median Income $91,734
% Renters 19.5%

Market Analysis: 94595 Walnut Creek

The 94595 ZIP in Walnut Creek, CA is a local-operator market. Outside capital chasing a $700K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $700K asset, 94595 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 94595's metrics run below Contra Costa County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 94595 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 94595 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Walnut Creek:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
10/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.6× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,548/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94595

Which property type performs best in this market?

Best for Cash Flow
1BR
5.6% cap rate
Best for Appreciation
5BR
+5.9% 5yr CAGR
Best Overall Value
2BR
$271,662/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $316,823 $2,450 5.6% -1.9% $316,823
2BR $543,324 $2,990 4.0% -0.4% $271,662
3BR $1,271,787 $3,820 2.2% +5.0% $423,929
4BR $1,688,753 $4,530 1.9% +5.1% $422,188
5BR $2,026,693 +5.9% $405,339

Market Trends

Home Value History (with trend line)

$810K$687K$563K$440K$317K$193KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,641$3,372$3,104$2,835$2,567$2,299Oct 2025Mar 2026Jul 2026

📊 How Does 94595 Compare?

Metric 94595 Walnut Creek San Francisco-Oakland-Berkeley, CA California
Home Value $700,117 $1,045,367 N/A $761,003
5-Year CAGR 0.8% 1.6% N/A 5.7%
Avg Rent $3,548 $3,155 N/A -
Cap Rate 4.0% 2.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94595 (Walnut Creek, CA). Anonymous, moderated, never written by AI.

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Property managers serving Contra Costa County

Manage rentals here? List your business →

Advantage Property Management Services offers Pleasanton property management, including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website

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Main Street Property Services is a full-service retail real estate company specializing in value-added leasing of shopping centers and downtown shopping districts. summary from their website

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Maisel Property Management Inc's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
4.0%
Low
5yr Growth
+0.8%
Slow

📊 Market Snapshot

Home Value $700,117
Monthly Rent $3,548
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR -0.7% ▼
5-Year CAGR +0.8% ▲
10-Year CAGR +2.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.8%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94595

Population: 17,051

💰 Median Household Income
$91,734
This area
$91,734
State
$94,164
USA
$74,580
🏠 Renter Occupied
19.5%
This area
19.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-16.6%
USA
3.7%
🎓 College Educated
67.2%
This area
67.2%
State
7.7%
USA
33.7%
👤 Median Age
68.9 years
This area
68.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.8%
This area
4.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 75.3%
Asian 11.8%
Other/Mixed 10.8%
Hispanic/Latino 6.5%
Black/African American 2.1%
👶 Under 18
10.7%
This area
10.7%
USA
22.0%
👴 65 and Over
57.2%
This area
57.2%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94595

B+ Avg School Grade
3 Schools
17.6:1 Avg Class Size
$18,129 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Acalanes Center for Independent Study

📚 09 – 12 High School
👥
51 Students
👨‍🏫
7.3:1 Class Size
💰
$20,028 Per Student
B Good

Parkmead Elementary

📚 K – 05 Elementary
👥
444 Students
👨‍🏫
23.4:1 Class Size
💰
$17,179 Per Student
B Good

Tice Creek

📚 K – 08 School
👥
437 Students
👨‍🏫
22.3:1 Class Size
💰
$17,179 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Murwood Elementary

📚 K – 05 Elementary
📍 2050 Vanderslice Ave., Walnut Creek
👥
413 Students
👨‍🏫
21.7:1 Class Size
💰
$17,179 Per Student
B Good

Las Lomas High

📚 09 – 12 High School
📍 1460 South Main St., Walnut Creek
👥
1,568 Students
👨‍🏫
20.0:1 Class Size
💰
$20,028 Per Student
B Good

Walnut Heights Elementary

📚 K – 05 Elementary
📍 4064 Walnut Blvd., Walnut Creek
👥
402 Students
👨‍🏫
23.7:1 Class Size
💰
$17,179 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,797 Off-Campus Students
C+
Saint Mary's College of California
2,775 students · 3.1 mi
D
Paul Mitchell the School-East Bay
212 students · 5.1 mi
D
J D Academy of Salon and Spa
106 students · 5.5 mi
C
Carrington College-Pleasant Hill Campus
432 students · 6.3 mi
C
Diablo Valley College
16,424 students · 6.7 mi
C+
Mt. Diablo Adult Education-Mt. Diablo USD
153 students · 7.1 mi
C
Urban Barber College
163 students · 7.3 mi
D
Merritt College
6,716 students · 7.9 mi

Investor Insight: With 7,797 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much is rent in Walnut Creek, CA?

Rents in Walnut Creek, CA run near $3,548/mo. Compared with median home prices of $700K that produces solid gross yields for typical rentals.

How strong is tenant demand in Walnut Creek, CA?

Walnut Creek, CA draws a steady base of working renters. Demand at the $3,548/mo rent level is reasonable for standard single-family and small multi rentals.

Where do home prices stand in Walnut Creek, CA?

Walnut Creek, CA median home values land near $700K. That is reasonable territory for investors looking at $3,548/mo-per-month rentals.

What kind of vacancy should I budget for in Walnut Creek, CA?

Occupancy in Walnut Creek, CA runs consistent with elevated vacancy. Well-priced units at $3,548/mo lease on reasonable timelines.

Is Walnut Creek, CA good for landlords?

Walnut Creek, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 94595 now. You don’t know where it ranks.

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How 94595 ranks in San Francisco-Oakland-Berkeley, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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