Real Estate Investing in Livermore, California (94551)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Alameda County • Population: 38,739 • Data updated: September 2026

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Should you buy in 94551 (Livermore, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • 1-year downturn: Values declined 3.2% in the last year.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Livermore, CA (94551)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $980,594
Avg Monthly Rent $3,287
1% Rule ✗ Does Not Meet
Median Income $128,356
% Renters 29.7%

Market Analysis: 94551 Livermore

The 94551 ZIP covers a section of Livermore that demands careful diligence. Prices near $981K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 94551 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 94551 and stronger Livermore ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Turning to rents, 38,739 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 94551 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livermore:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.6× the median income
Value Trend
Declining (-3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,287/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94551

Which property type performs best in this market?

Best for Cash Flow
2BR
3.2% cap rate
Best for Appreciation
5BR
+7.7% 5yr CAGR
Best Overall Value
4BR
$293,907/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $713,599 $3,200 3.2% +4.9% $356,799
3BR $956,879 $4,090 3.1% +5.7% $318,960
4BR $1,175,630 $4,850 3.0% +6.7% $293,907
5BR $1,479,974 +7.7% $295,995

Market Trends

Home Value History (with trend line)

$1.1M$952K$785K$618K$451K$285KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,344$3,178$3,011$2,845$2,678$2,512Apr 2017Dec 2021Jul 2026

📊 How Does 94551 Compare?

Metric 94551 Livermore San Francisco-Oakland-Berkeley, CA California
Home Value $980,594 $1,095,084 N/A $761,003
5-Year CAGR 1.7% 1.8% N/A 5.7%
Avg Rent $3,287 $3,151 N/A -
Cap Rate 2.6% 2.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94551 (Livermore, CA). Anonymous, moderated, never written by AI.

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Property managers serving Alameda County

Manage rentals here? List your business →

Accountable Property Management offers residential, commercial, and HOA property management services in Hayward, CA and the Greater Bay Area Rental Market. summary from their website

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Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

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Community Association Management (CAM) provides management services for Common Interest Developments in the San Francisco Bay Area. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.6%
Low
5yr Growth
+1.7%
Slow

📊 Market Snapshot

Home Value $980,594
Monthly Rent $3,287
Price-to-Rent 24.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year -3.2% ▼
3-Year CAGR +0.9% ▲
5-Year CAGR +1.7% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year +0.4% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +1.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94551

Population: 38,739

💰 Median Household Income
$128,356
This area
$128,356
State
$94,164
USA
$74,580
🏠 Renter Occupied
29.7%
This area
29.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-16.6%
USA
3.7%
🎓 College Educated
43.1%
This area
43.1%
State
7.7%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
1.6%
This area
1.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 56.7%
Other/Mixed 25.7%
Hispanic/Latino 17.2%
Asian 15.9%
Black/African American 1.7%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
12.3%
This area
12.3%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94551

B Avg School Grade
8 Schools
21.1:1 Avg Class Size
$18,138 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Leo R. Croce Elementary

📚 K – 05 Elementary
👥
496 Students
👨‍🏫
19.8:1 Class Size
💰
$18,138 Per Student
B+ Above Average

Marylin Avenue Elementary

📚 K – 05 Elementary
👥
423 Students
👨‍🏫
18.8:1 Class Size
💰
$18,138 Per Student
B+ Above Average

Rancho Las Positas Elementary

📚 K – 05 Elementary
👥
574 Students
👨‍🏫
19.8:1 Class Size
💰
$18,138 Per Student
B+ Above Average

Junction K-8

📚 K – 08 School
👥
803 Students
👨‍🏫
21.5:1 Class Size
💰
$18,138 Per Student
B Good

Altamont Creek Elementary

📚 K – 05 Elementary
👥
639 Students
👨‍🏫
22.5:1 Class Size
💰
$18,138 Per Student
B Good

Andrew N. Christensen Middle

📚 06 – 08 Middle
👥
620 Students
👨‍🏫
22.8:1 Class Size
💰
$18,138 Per Student
B Good

Lawrence Elementary

📚 K – 05 Elementary
👥
477 Students
👨‍🏫
22.7:1 Class Size
💰
$18,138 Per Student
C Below Average

Tri-Valley ROP

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 2,264 Off-Campus Students
C+
Las Positas College
7,448 students · 4.0 mi
D
J D Academy of Salon and Spa
106 students · 13.5 mi

Investor Insight: With 2,264 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does house hacking work in Livermore, CA?

House hacking in Livermore, CA is a challenging. With home values around $981K and rents at $3,287/mo, owner-occupants can offset a meaningful share of PITI.

How high is vacancy risk in Livermore, CA?

Livermore, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How deep is the rental pool in Livermore, CA?

Livermore, CA offers a measured renter base at the $3,287/mo rent level. Tenant turnover is reasonable for well-managed properties.

How landlord-friendly is Livermore, CA?

For rental operators, Livermore, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Is Livermore, CA a smart market for rental property?

Our data puts Livermore, CA at 2.0/5 for investability. Home prices of $981K and rents around $3,287/mo create a solid backdrop for investor activity.

You know 94551 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 94551 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 94551 ranks in San Francisco-Oakland-Berkeley, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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