Real Estate Investing in Gonzales, California (93926)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monterey County • Population: 8,998 • Data updated: September 2026

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Should you buy in 93926 (Gonzales, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gonzales, CA (93926)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $642,782
Avg Monthly Rent $2,421
1% Rule ✗ Does Not Meet
Median Income $76,301
% Renters 43.4%

Market Analysis: 93926 Gonzales

Investors eyeing 93926 need to respect the fundamentals at play. Home values of $643K come alongside slower price movement and elevated management overhead.

Rent of $2,421/mo on a $643K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 93926 sits below the stated 0.0% once reality is priced in.

In the broader CA picture, 93926 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A impressive renter share of 43% in 93926 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 93926 is an operator game, not a passive one. Meanwhile, entry prices of $643K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gonzales:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.4× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,421/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Salinas, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Salinas, CA metro data
🏠

Property Strategy for 93926

Which property type performs best in this market?

Best for Cash Flow
3BR
4.4% cap rate
Best for Appreciation
3BR
+6.9% 5yr CAGR
Best Overall Value
5BR
$146,071/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $506,732 $2,690 3.8% +5.2% $253,366
3BR $590,798 $3,630 4.4% +6.9% $196,933
4BR $644,834 $3,950 4.4% +6.6% $161,209
5BR $730,353 $146,071

Market Trends

Home Value History (with trend line)

$680K$571K$462K$353K$243K$134KJul 2006Jul 2016Jul 2026

📊 How Does 93926 Compare?

Metric 93926 Gonzales Salinas, CA California
Home Value $642,782 $642,782 N/A $761,003
5-Year CAGR 4.3% 4.3% N/A 5.7%
Avg Rent $2,421 $2,421 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 93926? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93926 (Gonzales, CA). Anonymous, moderated, never written by AI.

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Property managers serving Monterey County

Manage rentals here? List your business →

36 North Property Management is a leader in Monterey County, providing property management services. summary from their website

Unclaimed — is this your business? Claim it free

A. G. Davi Property Management is a full-service property management company in Monterey, California, offering commercial, long-term residential, and vacation rental management services. summary from their website

Unclaimed — is this your business? Claim it free

Creative Property Management is a premier property manager on the Monterey Peninsula, offering residential and commercial income property management services with over 40 years of experience. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Salinas, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
50%
Days Pending
1/2
50 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $642,782
Monthly Rent $2,421
Price-to-Rent 22.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.3%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93926

Population: 8,998

💰 Median Household Income
$76,301
This area
$76,301
State
$94,164
USA
$74,580
🏠 Renter Occupied
43.4%
This area
43.4%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-16.6%
USA
3.7%
🎓 College Educated
8.2%
This area
8.2%
State
7.7%
USA
33.7%
👤 Median Age
30.0 years
This area
30.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.6%
This area
2.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 83.0%
Hispanic/Latino 81.4%
White 15.2%
Asian 1.3%
Black/African American 0.5%
👶 Under 18
27.3%
This area
27.3%
USA
22.0%
👴 65 and Over
7.4%
This area
7.4%
USA
17.3%
📊 Poverty Rate
8.0%
This area
8.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93926

B+ Avg School Grade
3 Schools
20.1:1 Avg Class Size
$17,915 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Fairview Middle

📚 06 – 08 Middle
👥
421 Students
👨‍🏫
17.6:1 Class Size
💰
$17,915 Per Student
B+ Above Average

Gonzales High

📚 09 – 12 High School
👥
777 Students
👨‍🏫
18.7:1 Class Size
💰
$17,915 Per Student
B Good

La Gloria Elementary

📚 K – 05 Elementary
👥
818 Students
👨‍🏫
24.1:1 Class Size
💰
$17,915 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
CET-Soledad
179 students · 8.9 mi

Frequently Asked Questions

Should investors worry about vacancy in Gonzales, CA?

Vacancy risk in Gonzales, CA is elevated. That supports predictable cash flow for typical rental holds.

What approach is best for Gonzales, CA real estate?

Gonzales, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($643K prices, $2,421/mo rents) make it a reasonable choice.

Does Gonzales, CA favor landlords or tenants?

Gonzales, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Is Gonzales, CA suited for a house hack?

House hacking works a challenging in Gonzales, CA. Rents of $2,421/mo against $643K acquisition make the strategy solid for owner-occupants.

What is the median home value in Gonzales, CA?

Gonzales, CA home values average about $643K. That price point suits investors targeting rentals with $2,421/mo in monthly income.

You know 93926 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 93926 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 93926 ranks in Salinas, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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