Real Estate Investing in El Monte, California (91732)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Los Angeles County • Population: 58,056 • Data updated: September 2026

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Should you buy in 91732 (El Monte, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.9 — hard to cash-flow at these prices.

What’s happening in El Monte, CA (91732)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $762,302
Avg Monthly Rent $2,277
1% Rule ✗ Does Not Meet
Median Income $62,047
% Renters 56.6%

Market Analysis: 91732 El Monte

On the rental side, ZIP 91732 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $762K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 91732 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 91732 sits on the difficult end of the CA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

A durable renter share of 57% in 91732 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 91732 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in El Monte:

C Below Average
Buy Confidence Score: 55/100
Affordability
0/25
Appreciation
18/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 12.3× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,277/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 91732

Which property type performs best in this market?

Best for Cash Flow
3BR
2.9% cap rate
Best for Appreciation
3BR
+6.2% 5yr CAGR
Best Overall Value
5BR
$200,024/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $493,525 $1,860 2.7% +6.2% $493,525
2BR $666,689 $2,320 2.5% +6.1% $333,345
3BR $731,426 $2,940 2.9% +6.2% $243,809
4BR $839,655 $3,280 2.8% +5.3% $209,914
5BR $1,000,119 +5.4% $200,024

Market Trends

Home Value History (with trend line)

$809K$696K$583K$470K$356K$243KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,365$2,338$2,311$2,284$2,257$2,230Dec 2025Apr 2026Jul 2026

📊 How Does 91732 Compare?

Metric 91732 El Monte Los Angeles-Long Beach-Anaheim, CA California
Home Value $762,302 $767,180 N/A $761,003
5-Year CAGR 3.9% 3.9% N/A 5.7%
Avg Rent $2,277 $2,346 N/A -
Cap Rate 2.3% 2.4% - -
💡 Why Invest in 91732? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

57% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91732 (El Monte, CA). Anonymous, moderated, never written by AI.

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Property managers serving Los Angeles County

Manage rentals here? List your business →

A Better Property Management Company Inc. provides property management services in Long Beach, Seal Beach, and Southern California. summary from their website

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ACF Property Management leases shopping center spaces nationwide, managing over 37 shopping centers in 11 states from California to Florida. summary from their website

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summary from their website summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $762,302
Monthly Rent $2,277
Price-to-Rent 27.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.9%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91732

Population: 58,056

💰 Median Household Income
$62,047
This area
$62,047
State
$94,164
USA
$74,580
🏠 Renter Occupied
56.6%
This area
56.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-16.6%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
7.7%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.5%
This area
2.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 47.8%
Hispanic/Latino 44.2%
Asian 28.8%
White 22.5%
Black/African American 0.8%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
14.1%
This area
14.1%
USA
17.3%
📊 Poverty Rate
12.7%
This area
12.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91732

B+ Avg School Grade
13 Schools
19.5:1 Avg Class Size
$22,639 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Baker Elementary

📚 K – 06 School
👥
597 Students
👨‍🏫
19.2:1 Class Size
💰
$22,280 Per Student
A Very Good

Maxson Elementary

📚 K – 06 School
👥
430 Students
👨‍🏫
21.2:1 Class Size
💰
$22,280 Per Student
A Very Good

Twin Lakes Elementary

📚 02 – 08 School
👥
576 Students
👨‍🏫
18.1:1 Class Size
💰
$22,280 Per Student
A Very Good

Willard F. Payne Elementary

📚 K – 06 School
👥
518 Students
👨‍🏫
19.6:1 Class Size
💰
$22,280 Per Student
B+ Above Average

Thompson Elementary

📚 K – 08 School
👥
19 Students
👨‍🏫
6.4:1 Class Size
💰
$21,874 Per Student
B+ Above Average

Cherrylee Elementary

📚 K – 06 School
👥
295 Students
👨‍🏫
21.1:1 Class Size
💰
$21,874 Per Student
B+ Above Average

La Primaria Elementary

📚 K – 03 Elementary
👥
221 Students
👨‍🏫
19.2:1 Class Size
💰
$22,280 Per Student
B+ Above Average

Parkview Elementary

📚 K – 08 School
👥
971 Students
👨‍🏫
19.7:1 Class Size
💰
$22,280 Per Student
B+ Above Average

Mountain View High

📚 09 – 12 High School
👥
1,192 Students
👨‍🏫
20.0:1 Class Size
💰
$24,378 Per Student
B+ Above Average

Wright Elementary

📚 K – 08 School
👥
588 Students
👨‍🏫
22.6:1 Class Size
💰
$21,874 Per Student
B+ Above Average

Fernando R. Ledesma Continuation High

📚 10 – 12 High School
👥
361 Students
👨‍🏫
20.9:1 Class Size
💰
$24,378 Per Student
B Good

Durfee Elementary

📚 K – 08 School
👥
1,089 Students
👨‍🏫
22.3:1 Class Size
💰
$21,874 Per Student
B Good

Arroyo High

📚 09 – 12 High School
👥
1,698 Students
👨‍🏫
22.8:1 Class Size
💰
$24,378 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 192 Off-Campus Students
C
Professional Institute of Beauty
90 students · 1.4 mi
C
Premiere Career College
106 students · 1.4 mi
C+
Regan Career Institute
51 students · 1.7 mi
C+
Diamond Beauty College
73 students · 2.0 mi
C+
Palladium Technical Academy Inc
45 students · 2.1 mi
C+
Hacienda La Puente Adult Education
496 students · 2.9 mi
C+
Latin American Bible Institute
78 students · 3.2 mi
C
Baldwin Park Adult & Community Education
435 students · 3.6 mi

Frequently Asked Questions

Is housing expensive in El Monte, CA?

In El Monte, CA the median home value sits at $762K. Against the broader CA market, that reads as reasonable for most investors.

How does El Monte, CA rate as a rental market?

Yes - El Monte, CA a 3.0/5 investability score. With $762K home prices against $2,277/mo monthly rent, the market delivers a reasonable entry point for new investors.

What type of investing works in El Monte, CA?

For El Monte, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How tight is the rental market in El Monte, CA?

El Monte, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is CA a landlord-friendly state?

El Monte, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 91732 now. You don’t know where it ranks.

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How 91732 ranks in Los Angeles-Long Beach-Anaheim, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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