Real Estate Investing in El Monte, California (91731)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Los Angeles County • Population: 28,122 • Data updated: September 2026

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Should you buy in 91731 (El Monte, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.

What’s happening in El Monte, CA (91731)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $772,058
Avg Monthly Rent $2,415
1% Rule ✗ Does Not Meet
Median Income $57,047
% Renters 65.9%

Market Analysis: 91731 El Monte

The 91731 ZIP in El Monte, CA is a local-operator market. Outside capital chasing a $772K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 91731 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within CA, ZIP 91731 trails on several market indicators that neighboring Los Angeles County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Employment concentration in 91731 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 91731 is an operator game, not a passive one. From a cash-flow lens, entry prices of $772K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in El Monte:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 13.5× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,415/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 91731

Which property type performs best in this market?

Best for Cash Flow
3BR
2.6% cap rate
Best for Appreciation
2BR
+6.1% 5yr CAGR
Best Overall Value
5BR
$195,685/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $539,101 $1,760 2.4% +5.5% $539,101
2BR $666,975 $2,200 2.4% +6.1% $333,487
3BR $762,838 $2,790 2.6% +5.6% $254,279
4BR $856,721 $3,110 2.6% +5.6% $214,180
5BR $978,427 +6.0% $195,685

Market Trends

Home Value History (with trend line)

$820K$706K$591K$476K$361K$246KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,842$2,712$2,581$2,451$2,321$2,191Mar 2025Nov 2025Jul 2026

📊 How Does 91731 Compare?

Metric 91731 El Monte Los Angeles-Long Beach-Anaheim, CA California
Home Value $772,058 $767,180 N/A $761,003
5-Year CAGR 3.9% 3.9% N/A 5.7%
Avg Rent $2,415 $2,346 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 91731? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

66% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91731 (El Monte, CA). Anonymous, moderated, never written by AI.

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Property managers serving Los Angeles County

Manage rentals here? List your business →

A Better Property Management Company Inc. provides property management services in Long Beach, Seal Beach, and Southern California. summary from their website

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ACF Property Management leases shopping center spaces nationwide, managing over 37 shopping centers in 11 states from California to Florida. summary from their website

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summary from their website summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $772,058
Monthly Rent $2,415
Price-to-Rent 26.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.4%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year -13.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 7.0%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.9%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91731

Population: 28,122

💰 Median Household Income
$57,047
This area
$57,047
State
$94,164
USA
$74,580
🏠 Renter Occupied
65.9%
This area
65.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-16.6%
USA
3.7%
🎓 College Educated
14.1%
This area
14.1%
State
7.7%
USA
33.7%
👤 Median Age
35.9 years
This area
35.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 47.5%
Hispanic/Latino 42.2%
Asian 29.0%
White 23.2%
Black/African American 0.4%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91731

B+ Avg School Grade
7 Schools
18.5:1 Avg Class Size
$22,589 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Rio Vista Elementary

📚 K – 06 School
👥
314 Students
👨‍🏫
15.0:1 Class Size
💰
$21,874 Per Student
A Very Good

Gidley Elementary

📚 K – 08 School
👥
456 Students
👨‍🏫
18.2:1 Class Size
💰
$21,874 Per Student
A Very Good

Legore Elementary

📚 K – 06 School
👥
514 Students
👨‍🏫
21.4:1 Class Size
💰
$21,874 Per Student
A Very Good

Shirpser Elementary

📚 K – 06 School
👥
475 Students
👨‍🏫
20.7:1 Class Size
💰
$21,874 Per Student
B+ Above Average

El Monte Union High School Community Day

📚 09 – 12 High School
👥
31 Students
👨‍🏫
9.8:1 Class Size
💰
$24,378 Per Student
B+ Above Average

Columbia Elementary

📚 K – 08 School
👥
713 Students
👨‍🏫
23.1:1 Class Size
💰
$21,874 Per Student
B+ Above Average

El Monte High

📚 09 – 12 High School
👥
1,421 Students
👨‍🏫
21.4:1 Class Size
💰
$24,378 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Temple (Roger W.) Intermediate

📚 07 – 08 Middle
📍 8510 East Fern Ave., Rosemead
👥
324 Students
👨‍🏫
16.0:1 Class Size
💰
$23,325 Per Student
A Very Good

New Lexington Elementary

📚 K – 06 School
📍 10410 East Bodger St., El Monte
👥
298 Students
👨‍🏫
15.7:1 Class Size
💰
$21,874 Per Student
A Very Good

Muscatel Middle

📚 07 – 08 Middle
📍 4201 North Ivar Ave., Rosemead
👥
477 Students
👨‍🏫
17.4:1 Class Size
💰
$18,769 Per Student
A Very Good

Baker Elementary

📚 K – 06 School
📍 12043 Exline St., El Monte
👥
597 Students
👨‍🏫
19.2:1 Class Size
💰
$22,280 Per Student
A Very Good

Cortada Elementary

📚 K – 06 School
📍 3111 North Potrero Ave., El Monte
👥
361 Students
👨‍🏫
21.2:1 Class Size
💰
$21,874 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 11,778 Off-Campus Students
C
Professional Institute of Beauty
90 students · 0.3 mi
C+
Palladium Technical Academy Inc
45 students · 0.9 mi
C+
Regan Career Institute
51 students · 0.9 mi
C+
Diamond Beauty College
73 students · 1.2 mi
C
Premiere Career College
106 students · 2.8 mi
C
University of the West
154 students · 3.3 mi
C
Rio Hondo College
17,193 students · 4.1 mi
C+
Hacienda La Puente Adult Education
496 students · 4.3 mi

Investor Insight: With 11,778 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is it easy to find good tenants in El Monte, CA?

The renter base in El Monte, CA is reasonable for the $2,415/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Do landlords face vacancy issues in El Monte, CA?

Expect elevated vacancy in El Monte, CA. Rents at $2,415/mo are absorbed by the tenant base without meaningful lag.

Can owner-occupants cash flow in El Monte, CA?

El Monte, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,415/mo rent level.

What are rental rates like in El Monte, CA?

Rental rates in El Monte, CA average $2,415/mo. Tenant demand and $772K home values make the yield look reasonable by investor standards.

Is El Monte, CA landlord-friendly?

CA ranks as a tenant-protective state for landlord-tenant law. El Monte generally follows the statewide framework, so landlords face reasonable operating rules.

You know 91731 now. You don’t know where it ranks.

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How 91731 ranks in Los Angeles-Long Beach-Anaheim, CA

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