Real Estate Investing in Tucson, Arizona (85742)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pima County • Population: 30,198 • Data updated: September 2026

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Should you buy in 85742 (Tucson, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Tucson, AZ (85742)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $386,163
Avg Monthly Rent $1,733
1% Rule ✗ Does Not Meet
Median Income $92,627
% Renters 20.3%

Market Analysis: 85742 Tucson

The 85742 ZIP in Tucson, AZ is a local-operator market. Outside capital chasing a $386K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 85742 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Tucson have seen price recovery that 85742 has not matched. Pima County data supports the view that the spread is structural rather than temporary.

Turning to rents, 30,198 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 85742 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tucson:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Declining (-1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,733/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tucson, AZ Metro Area
More inventory, negotiating room for buyers
70 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tucson, AZ metro data
🏠

Property Strategy for 85742

Which property type performs best in this market?

Best for Cash Flow
3BR
5.6% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$111,408/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $314,506 $1,980 4.5% +6.8% $157,253
3BR $354,551 $2,750 5.6% +6.7% $118,184
4BR $445,632 $3,170 5.1% +6.7% $111,408
5BR $599,208 +7.5% $119,842

Market Trends

Home Value History (with trend line)

$425K$367K$310K$252K$195K$137KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,955$1,890$1,825$1,759$1,694$1,629Oct 2021Mar 2024Jul 2026

📊 How Does 85742 Compare?

Metric 85742 Tucson Tucson, AZ Arizona
Home Value $386,163 $199,626 N/A $419,643
5-Year CAGR 2.9% 3.2% N/A 6.5%
Avg Rent $1,733 $1,466 N/A -
Cap Rate 3.5% 3.4% - -
💡 Why Invest in 85742? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85742 (Tucson, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Pima County

Manage rentals here? List your business →

Fort Lowell Realty & Property Management provides realty and property management services in Tucson. summary from their website

Unclaimed — is this your business? Claim it free

WilsonPs.com is a domain name for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+2.9%
Slow

📉 Market Crash Risk Index

Based on Tucson, AZ metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
2/2
70 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $386,163
Monthly Rent $1,733
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year -1.0% ▼
3-Year CAGR -0.5% ▼
5-Year CAGR +2.9% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year -8.4% ▼
3-Year CAGR -1.6% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85742

Population: 30,198

💰 Median Household Income
$92,627
This area
$92,627
State
$66,355
USA
$74,580
🏠 Renter Occupied
20.3%
This area
20.3%
State
28.6%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-23.2%
USA
3.7%
🎓 College Educated
40.8%
This area
40.8%
State
-1.0%
USA
33.7%
👤 Median Age
42.1 years
This area
42.1 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 76.8%
Other/Mixed 17.9%
Hispanic/Latino 12.5%
Asian 2.7%
Black/African American 2.5%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85742

B Avg School Grade
11 Schools
14.0:1 Avg Class Size
$31,448 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Pima County JTED - Mountain View

📚 09 – 12 High School
👥
7 Students
👨‍🏫
1.6:1 Class Size
💰
$85,487 Per Student
A Very Good

Degrazia Elementary School

📚 Pre-K – 06 School
👥
354 Students
👨‍🏫
10.4:1 Class Size
💰
$11,246 Per Student
B+ Above Average

Ironwood Elementary School

📚 Pre-K – 06 School
👥
371 Students
👨‍🏫
12.8:1 Class Size
💰
$11,246 Per Student
B+ Above Average

Quail Run Elementary School

📚 Pre-K – 06 School
👥
570 Students
👨‍🏫
14.3:1 Class Size
💰
$11,246 Per Student
B+ Above Average

Tortolita Middle School

📚 07 – 08 Middle
👥
523 Students
👨‍🏫
14.5:1 Class Size
💰
$11,246 Per Student
B Good

Richard B Wilson Jr School

📚 Pre-K – 08 School
👥
788 Students
👨‍🏫
15.2:1 Class Size
💰
$11,759 Per Student
B Good

PCJTED - Ironwood Ridge High School

📚 09 – 12 High School Limited Data
💰
$85,487 Per Student
B Good

PCJTED - Mountain View High School

📚 09 – 12 High School Limited Data
👥
2 Students
💰
$85,487 Per Student
C+ Average

Mountain View High School

📚 09 – 12 High School
👥
1,876 Students
👨‍🏫
20.1:1 Class Size
💰
$11,246 Per Student
C Below Average

Ironwood Ridge High School

📚 09 – 12 High School
👥
1,562 Students
👨‍🏫
23.2:1 Class Size
💰
$11,759 Per Student
C Below Average

Legacy Traditional School - Northwest Tucson

📚 K – 08 School Charter Limited Data
👥
1,279 Students
💰
$9,714 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,519 Off-Campus Students
C+
Kino College
29 students · 5.4 mi
C
Tucson College of Beauty
134 students · 8.3 mi
C
Arizona School of Acupuncture and Oriental Medicine
20 students · 11.2 mi
C
Carrington College-Tucson
437 students · 12.1 mi
B
University of Arizona
53,001 students · 12.3 mi
C
Aveda Institute-Tucson
264 students · 12.7 mi
C+
Pure Aesthetics Natural Skincare School
53 students · 12.8 mi
C
Empire Beauty School-Tucson
213 students · 12.9 mi

Investor Insight: With 6,519 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the smart move for investors in Tucson, AZ?

In Tucson, AZ the robust play is typically careful cash-flow rentals with hands-on management. The combination of $386K prices and $1,733/mo rents suits that approach.

What is the tenant pool like in Tucson, AZ?

The tenant pool in Tucson, AZ is solid, supported by local employment and population fundamentals. Rents of $1,733/mo are well-absorbed by the market.

What kind of vacancy should I budget for in Tucson, AZ?

Occupancy in Tucson, AZ runs predictable with elevated vacancy. Well-priced units at $1,733/mo lease on reasonable timelines.

What does house hacking look like in Tucson, AZ?

For house hackers, Tucson, AZ is a challenging. The $1,733/mo rent on a unit helps defray the mortgage on a $386K property.

Is Tucson, AZ landlord-friendly?

AZ law landlord-friendly for landlords, and Tucson inherits those rules. Investors should still review local ordinances for rental licensing.

You know 85742 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85742 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85742 ranks in Tucson, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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