Real Estate Investing in Tucson, Arizona (85745)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pima County • Population: 37,788 • Data updated: September 2026

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Should you buy in 85745 (Tucson, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Tucson, AZ (85745)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $362,949
Avg Monthly Rent $1,470
1% Rule ✗ Does Not Meet
Median Income $63,687
% Renters 37.8%

Market Analysis: 85745 Tucson

Investors eyeing 85745 need to respect the fundamentals at play. Home values of $363K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $363K asset, 85745 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Tucson have seen price recovery that 85745 has not matched. Pima County data supports the view that the spread is structural rather than temporary.

Resident income in 85745 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 85745 is an operator game, not a passive one. Put differently, entry prices of $363K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tucson:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,470/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tucson, AZ Metro Area
More inventory, negotiating room for buyers
70 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tucson, AZ metro data
🏠

Property Strategy for 85745

Which property type performs best in this market?

Best for Cash Flow
2BR
4.1% cap rate
Best for Appreciation
5BR
+8.7% 5yr CAGR
Best Overall Value
3BR
$122,457/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $250,656 $1,410 4.1% +8.0% $125,328
3BR $367,372 $1,960 3.8% +7.0% $122,457
4BR $507,550 $2,260 3.2% +7.6% $126,888
5BR $707,982 +8.7% $141,596

Market Trends

Home Value History (with trend line)

$393K$339K$285K$231K$177K$123KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,621$1,484$1,348$1,211$1,075$938Jan 2020May 2023Jul 2026

📊 How Does 85745 Compare?

Metric 85745 Tucson Tucson, AZ Arizona
Home Value $362,949 $199,626 N/A $419,643
5-Year CAGR 3.1% 3.2% N/A 6.5%
Avg Rent $1,470 $1,466 N/A -
Cap Rate 3.2% 3.4% - -
💡 Why Invest in 85745? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85745 (Tucson, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Pima County

Manage rentals here? List your business →

Fort Lowell Realty & Property Management provides realty and property management services in Tucson. summary from their website

Unclaimed — is this your business? Claim it free

WilsonPs.com is a domain name for sale. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+3.1%
Moderate

📉 Market Crash Risk Index

Based on Tucson, AZ metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
2/2
70 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $362,949
Monthly Rent $1,470
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +0.1% ▲
3-Year CAGR +0.6% ▲
5-Year CAGR +3.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year -2.4% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +3.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85745

Population: 37,788

💰 Median Household Income
$63,687
This area
$63,687
State
$66,355
USA
$74,580
🏠 Renter Occupied
37.8%
This area
37.8%
State
28.6%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-23.2%
USA
3.7%
🎓 College Educated
43.9%
This area
43.9%
State
-1.0%
USA
33.7%
👤 Median Age
38.9 years
This area
38.9 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 65.0%
Other/Mixed 29.6%
Hispanic/Latino 23.0%
Asian 3.4%
Black/African American 2.0%
👶 Under 18
16.8%
This area
16.8%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85745

C+ Avg School Grade
13 Schools
14.4:1 Avg Class Size
$13,170 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Tully Elementary Accelerated Magnet School

📚 Pre-K – 05 Elementary
👥
262 Students
👨‍🏫
11.2:1 Class Size
💰
$13,118 Per Student
B+ Above Average

Morgan Maxwell School

📚 Pre-K – 08 School
👥
376 Students
👨‍🏫
13.0:1 Class Size
💰
$13,118 Per Student
B Good

Manzo Elementary School

📚 Pre-K – 05 Elementary
👥
344 Students
👨‍🏫
16.2:1 Class Size
💰
$13,118 Per Student
B Good

Robins Elementary School

📚 Pre-K – 08 School
👥
473 Students
👨‍🏫
15.2:1 Class Size
💰
$13,118 Per Student
B Good

Tolson Elementary School

📚 Pre-K – 05 Elementary
👥
363 Students
👨‍🏫
16.5:1 Class Size
💰
$13,118 Per Student
C+ Average

TIA West

📚 K – 12 K-12 Charter Limited Data
👥
117 Students
💰
$14,926 Per Student
C+ Average

Tucson International Academy

📚 K – 12 K-12 Charter Limited Data
👥
65 Students
💰
$14,926 Per Student
C Below Average

ASDB - Tucson Campus

📚 K – 12 K-12 Limited Data
👥
118 Students
C Below Average

ASDB - Distance Itinerant Service Program Region 3

📚 Grade PK Elementary Limited Data
C Below Average

ASDB - Region 3

📚 Pre-K – 12 K-12 Limited Data
C Below Average

Tucson VIP - Inactivating in FY 21

📚 Grade PK Elementary Limited Data
D Needs Improvement

Nosotros Academy

📚 K – 12 K-12 Charter Limited Data
👥
254 Students
💰
$9,918 Per Student
D Needs Improvement

ASDB - ELP Tucson Campus Preschool

📚 Grade PK Elementary Limited Data
👥
28 Students
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,519 Off-Campus Students
C
Tucson College of Beauty
134 students · 4.4 mi
C
Carrington College-Tucson
437 students · 5.0 mi
C+
Kino College
29 students · 5.7 mi
C
Aveda Institute-Tucson
264 students · 5.9 mi
B
University of Arizona
53,001 students · 6.6 mi
C+
Pure Aesthetics Natural Skincare School
53 students · 7.8 mi
C
Arizona School of Acupuncture and Oriental Medicine
20 students · 7.9 mi
C
Empire Beauty School-Tucson
213 students · 8.0 mi

Investor Insight: With 6,519 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How quickly do rentals get leased in Tucson, AZ?

Vacancy risk in Tucson, AZ is elevated. That supports reliable cash flow for typical rental holds.

What approach is best for Tucson, AZ real estate?

The best-fit strategy in Tucson, AZ is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Should investors consider Tucson, AZ?

With a 3.0/5 investability score, Tucson, AZ ranks as a solid market for rental property investors. Median prices of $363K and rents of $1,470/mo drive the underlying numbers.

Is AZ a landlord-friendly state?

The landlord environment in Tucson, AZ is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How much do tenants pay in Tucson, AZ?

Expect rents around $1,470/mo per month in Tucson, AZ. With home values at $363K, the yield math works out to reasonable levels for rental investors.

You know 85745 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85745 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85745 ranks in Tucson, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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