Real Estate Investing in Colorado City, Arizona (86021)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mohave County • Population: 4,619 • Data updated: September 2026

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Should you buy in 86021 (Colorado City, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.4% of homes vacant — above national norms.
  • Elevated poverty: 30.9% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Colorado City, AZ (86021)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $367,566
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $62,279
% Renters 35.3%

Market Analysis: 86021 Colorado City

The 86021 ZIP in Colorado City, AZ is a local-operator market. Outside capital chasing a $368K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $368K asset, 86021 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader AZ picture, 86021 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 86021 includes headwinds that any investor should price in. Income distribution skews lower than Colorado City averages, and tenant stability requires active management.

New investors are better served looking at Colorado City's stable or hybrid ZIPs before stepping into 86021. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Colorado City:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.9× the median income
Value Trend
Rising (+30.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lake Havasu City-Kingman, AZ Metro Area
More inventory, negotiating room for buyers
73 days
Average time to sell
Slow
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lake Havasu City-Kingman, AZ metro data

Market Trends

Home Value History (with trend line)

$391K$366K$342K$318K$294K$270KFeb 2023Nov 2024Jul 2026

📊 How Does 86021 Compare?

Metric 86021 Colorado City Lake Havasu City-Kingman, AZ Arizona
Home Value $367,566 $367,566 N/A $419,643
5-Year CAGR N/A N/A N/A 6.5%
Avg Rent $1,476 $1,476 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 86021? Click to expand

A healthy rental market with 35% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 86021 (Colorado City, AZ). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.1%
Low

📊 Market Snapshot

Home Value $367,566
Monthly Rent $1,476
Price-to-Rent 20.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 11.8%

📈 Home Appreciation

1-Year +30.7% ▲
3-Year CAGR +8.7% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 86021

Population: 4,619

💰 Median Household Income
$62,279
This area
$62,279
State
$66,355
USA
$74,580
🏠 Renter Occupied
35.3%
This area
35.3%
State
28.6%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-23.2%
USA
3.7%
🎓 College Educated
13.1%
This area
13.1%
State
-1.0%
USA
33.7%
👤 Median Age
18.1 years
This area
18.1 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
13.4%
This area
13.4%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
49.7%
This area
49.7%
USA
22.0%
👴 65 and Over
1.0%
This area
1.0%
USA
17.3%
📊 Poverty Rate
30.9%
This area
30.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 86021

B Avg School Grade
3 Schools
17.6:1 Avg Class Size
$18,664 Avg Per Pupil

Schools in This ZIP Code

A Very Good

El Capitan Public School

📚 06 – 12 High School
👥
200 Students
👨‍🏫
15.3:1 Class Size
💰
$23,512 Per Student
A Very Good

Cottonwood Elementary

📚 Pre-K – 05 Elementary
👥
357 Students
👨‍🏫
19.8:1 Class Size
💰
$23,512 Per Student
C Below Average

Masada Charter School

📚 K – 09 High School Charter Limited Data
👥
509 Students
💰
$8,968 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What approach is best for Colorado City, AZ real estate?

For Colorado City, AZ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the renter demographic in Colorado City, AZ?

The renter base in Colorado City, AZ is reasonable for the $1,476/mo price point. Screening well and pricing to market typically yields stable tenants.

What monthly rent should investors expect in Colorado City, AZ?

Rents in Colorado City, AZ run near $1,476/mo. Compared with median home prices of $368K that produces solid gross yields for typical rentals.

How do home values compare in Colorado City, AZ?

Median home price in Colorado City, AZ is near $368K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

How does Colorado City, AZ rate as a rental market?

Investors tracking Colorado City, AZ will find a 2.0/5 rating supported by $368K median home values and $1,476/mo rents. That profile suits long-term holders targeting consistent returns.

You know 86021 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 86021 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 86021 ranks in Lake Havasu City-Kingman, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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