Real Estate Investing in La Verkin, Utah (84745)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 4,429 • Data updated: September 2026

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Should you buy in 84745 (La Verkin, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.3% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in La Verkin, UT (84745)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $437,083
Avg Monthly Rent $1,242
1% Rule ✗ Does Not Meet
Median Income $56,392
% Renters 24.4%

Market Analysis: 84745 La Verkin

From a cash-flow lens, ZIP 84745 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $437K median. It rewards specialists, not generalists.

The investment case in 84745 is notable only for operators who understand what they are buying. A $437K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in La Verkin have seen price recovery that 84745 has not matched. Washington County data supports the view that the spread is structural rather than temporary.

Stepping back, 4,429 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 84745 is an operator game, not a passive one. Looking more closely, entry prices of $437K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in La Verkin:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.8× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,242/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
St. George, UT Metro Area
More inventory, negotiating room for buyers
80 days
Average time to sell
Slow
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. George, UT metro data
🏠

Property Strategy for 84745

Which property type performs best in this market?

Best for Cash Flow
4BR
3.5% cap rate
Best for Appreciation
2BR
+8.9% 5yr CAGR
Best Overall Value
5BR
$113,813/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $348,120 $1,380 2.9% +8.9% $174,060
3BR $416,683 $1,820 3.1% +8.8% $138,894
4BR $468,983 $2,300 3.5% +8.1% $117,246
5BR $569,066 +8.9% $113,813

Market Trends

Home Value History (with trend line)

$479K$400K$321K$242K$164K$85KDec 2008Oct 2017Jul 2026

📊 How Does 84745 Compare?

Metric 84745 La Verkin St. George, UT Utah
Home Value $437,083 $437,083 N/A $530,173
5-Year CAGR 3.6% 3.6% N/A 7.0%
Avg Rent $1,242 $1,242 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 84745? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84745 (La Verkin, UT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+3.6%
Moderate

📉 Market Crash Risk Index

Based on St. George, UT metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
80 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $437,083
Monthly Rent $1,242
Price-to-Rent 29.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84745

Population: 4,429

💰 Median Household Income
$56,392
This area
$56,392
State
$79,091
USA
$74,580
🏠 Renter Occupied
24.4%
This area
24.4%
State
22.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-24.6%
USA
3.7%
🎓 College Educated
28.8%
This area
28.8%
State
0.8%
USA
33.7%
👤 Median Age
31.1 years
This area
31.1 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.3%
This area
8.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 86.1%
Other/Mixed 13.9%
Hispanic/Latino 8.4%
👶 Under 18
28.3%
This area
28.3%
USA
22.0%
👴 65 and Over
15.5%
This area
15.5%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84745

C+ Avg School Grade
1 Schools
20.2:1 Avg Class Size
$9,512 Avg Per Pupil

Schools in This ZIP Code

C+ Average

LaVerkin School

📚 Pre-K – 05 Elementary
👥
374 Students
👨‍🏫
20.2:1 Class Size
💰
$9,512 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does La Verkin, UT make sense for an investment property?

Yes - La Verkin, UT a 3.0/5 investability score. With $437K home prices against $1,242/mo monthly rent, the market delivers a reasonable entry point for new investors.

What do rentals go for in La Verkin, UT?

La Verkin, UT rentals go for roughly $1,242/mo a month. That puts gross yield in solid territory relative to $437K acquisition costs.

Are there empty rentals in La Verkin, UT?

La Verkin, UT carries elevated vacancy risk. Expect steady absorption at market rents of $1,242/mo.

What is the typical renter like in La Verkin, UT?

Tenant demand in La Verkin, UT is solid. The local workforce $1,242/mo rents across most rental classes.

Are homes affordable in La Verkin, UT?

Typical homes in La Verkin, UT go for around $437K. The 5-year CAGR of 0.0% reliable price movement.

You know 84745 now. You don’t know where it ranks.

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How 84745 ranks in St. George, UT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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