Real Estate Investing in Saint George, Utah (84790)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 54,353 • Data updated: September 2026

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Should you buy in 84790 (Saint George, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.

What’s happening in Saint George, UT (84790)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $544,665
Avg Monthly Rent $1,881
1% Rule ✗ Does Not Meet
Median Income $81,405
% Renters 24.6%

Market Analysis: 84790 Saint George

ZIP 84790 inside Washington County looks affordable on the surface — median value of $545K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,881/mo on a $545K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 84790 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 84790 among UT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A significant renter share of 25% in 84790 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 84790 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint George:

C Below Average
Buy Confidence Score: 58/100
Affordability
5/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,881/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
St. George, UT Metro Area
More inventory, negotiating room for buyers
80 days
Average time to sell
Slow
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. George, UT metro data
🏠

Property Strategy for 84790

Which property type performs best in this market?

Best for Cash Flow
1BR
5.0% cap rate
Best for Appreciation
5BR
+8.5% 5yr CAGR
Best Overall Value
3BR
$151,539/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $190,279 $1,330 5.0% +6.7% $190,279
2BR $407,724 $1,720 3.0% +7.2% $203,862
3BR $454,618 $2,260 3.6% +7.0% $151,539
4BR $613,547 $2,870 3.4% +7.4% $153,387
5BR $831,361 +8.5% $166,272

Market Trends

Home Value History (with trend line)

$615K$525K$435K$345K$255K$165KDec 2008Oct 2017Jul 2026

Rent History (with trend line)

$2,001$1,883$1,766$1,649$1,532$1,415Sep 2020Aug 2023Jul 2026

📊 How Does 84790 Compare?

Metric 84790 Saint George St. George, UT Utah
Home Value $544,665 $514,117 N/A $530,173
5-Year CAGR 2.3% 2.4% N/A 7.0%
Avg Rent $1,881 $1,811 N/A -
Cap Rate 2.7% 2.8% - -
💡 Why Invest in 84790? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84790 (Saint George, UT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+2.3%
Slow

📉 Market Crash Risk Index

Based on St. George, UT metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
80 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $544,665
Monthly Rent $1,881
Price-to-Rent 24.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR +0.1% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year -3.8% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +2.1% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84790

Population: 54,353

💰 Median Household Income
$81,405
This area
$81,405
State
$79,091
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-24.6%
USA
3.7%
🎓 College Educated
35.9%
This area
35.9%
State
0.8%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.4%
This area
11.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 86.9%
Other/Mixed 11.0%
Hispanic/Latino 5.3%
Asian 1.2%
Black/African American 1.0%
👶 Under 18
28.5%
This area
28.5%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84790

C+ Avg School Grade
20 Schools
19.4:1 Avg Class Size
$9,650 Avg Per Pupil

Schools in This ZIP Code

B Good

Career Tech High School

📚 K – 12 K-12
👥
506 Students
👨‍🏫
17.9:1 Class Size
💰
$9,512 Per Student
C+ Average

Millcreek High

📚 07 – 12 High School
👥
129 Students
👨‍🏫
6.3:1 Class Size
💰
$9,512 Per Student
C+ Average

Southern Utah School of the Deaf

📚 Pre-K – 02 Elementary
👥
9 Students
👨‍🏫
0.9:1 Class Size
C+ Average

Bloomington Hills School

📚 Pre-K – 05 Elementary
👥
491 Students
👨‍🏫
19.7:1 Class Size
💰
$9,512 Per Student
C+ Average

Bloomington School

📚 Pre-K – 05 Elementary
👥
589 Students
👨‍🏫
20.6:1 Class Size
💰
$9,512 Per Student
C+ Average

Crimson View School

📚 Pre-K – 05 Elementary
👥
551 Students
👨‍🏫
20.0:1 Class Size
💰
$9,512 Per Student
C+ Average

Desert Canyons Elementary

📚 K – 05 Elementary
👥
605 Students
👨‍🏫
22.0:1 Class Size
💰
$9,512 Per Student
C+ Average

Fossil Ridge Intermediate

📚 06 – 07 Middle
👥
694 Students
👨‍🏫
21.9:1 Class Size
💰
$9,512 Per Student
C+ Average

Freedom Preparatory Academy Washington

📚 K – 12 K-12 Charter
👥
290 Students
👨‍🏫
18.4:1 Class Size
💰
$13,779 Per Student
C+ Average

Heritage School

📚 Pre-K – 05 Elementary
👥
509 Students
👨‍🏫
21.4:1 Class Size
💰
$9,512 Per Student
C+ Average

Little Valley School

📚 Pre-K – 05 Elementary
👥
622 Students
👨‍🏫
19.8:1 Class Size
💰
$9,512 Per Student
C+ Average

Panorama School

📚 Pre-K – 05 Elementary
👥
477 Students
👨‍🏫
19.1:1 Class Size
💰
$9,512 Per Student
C+ Average

Sandstone School

📚 Pre-K – 05 Elementary
👥
514 Students
👨‍🏫
18.7:1 Class Size
💰
$9,512 Per Student
C Below Average

Pine View High

📚 10 – 12 High School
👥
1,136 Students
👨‍🏫
21.9:1 Class Size
💰
$9,512 Per Student
C Below Average

Pine View Middle

📚 08 – 09 High School
👥
737 Students
👨‍🏫
22.7:1 Class Size
💰
$9,512 Per Student
C Below Average

South Mesa Elementary

📚 K – 05 Elementary
👥
593 Students
👨‍🏫
22.4:1 Class Size
💰
$9,512 Per Student
C Below Average

Desert Hills Middle

📚 08 – 09 High School
👥
875 Students
👨‍🏫
23.8:1 Class Size
💰
$9,512 Per Student
C Below Average

Sunrise Ridge Intermediate

📚 06 – 07 Middle
👥
833 Students
👨‍🏫
22.5:1 Class Size
💰
$9,512 Per Student
C Below Average

Desert Hills High

📚 10 – 12 High School
👥
1,208 Students
👨‍🏫
25.9:1 Class Size
💰
$9,512 Per Student
C Below Average

George Washington Academy

📚 K – 08 School Charter
👥
995 Students
👨‍🏫
21.3:1 Class Size
💰
$7,872 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 4,184 Off-Campus Students
C
Paul Mitchell the School-St. George
103 students · 3.7 mi
C+
Utah Tech University
12,567 students · 3.9 mi
C+
Taylor Andrews Academy-St George
162 students · 4.0 mi
C+
Dixie Technical College
1,172 students · 4.1 mi
C+
Evans Hairstyling College-St George
57 students · 4.3 mi
C+
Zion Massage College
64 students · 4.9 mi

Investor Insight: With 4,184 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Saint George, UT?

Saint George, UT home values average about $545K. That price point suits investors targeting rentals with $1,881/mo in monthly income.

What is the rental occupancy rate in Saint George, UT?

Saint George, UT carries elevated vacancy risk. Expect reliable absorption at market rents of $1,881/mo.

Are tenants stable in Saint George, UT?

The renter base in Saint George, UT is reasonable for the $1,881/mo price point. Screening well and pricing to market typically yields stable tenants.

What approach is best for Saint George, UT real estate?

Most investors in Saint George, UT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is it like being a landlord in Saint George, UT?

Rental owners in Saint George, UT deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

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How 84790 ranks in St. George, UT

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