Real Estate Investing in Pine, Colorado (80470)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 3,888 • Data updated: September 2026

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Should you buy in 80470 (Pine, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pine, CO (80470)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $668,710
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income $116,776
% Renters 3.4%

Market Analysis: 80470 Pine

The 80470 ZIP in Pine, CO is a local-operator market. Outside capital chasing a $669K entry has to pair deep knowledge with the discount.

The investment case in 80470 is impressive only for operators who understand what they are buying. A $669K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In practical terms, 80470 offers a low basis, the region around Pine has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 80470 includes headwinds that any investor should price in. Income distribution skews lower than Pine averages, and tenant stability requires active management.

The 80470 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pine:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Denver-Aurora-Lakewood, CO Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
12.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Denver-Aurora-Lakewood, CO metro data
🏠

Property Strategy for 80470

Which property type performs best in this market?

Best for Cash Flow
1BR
3.7% cap rate
Best for Appreciation
4BR
+6.7% 5yr CAGR
Best Overall Value
4BR
$224,900/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $316,562 $1,640 3.7% +4.5% $316,562
2BR $493,048 $1,950 2.8% +5.9% $246,524
3BR $684,138 $2,550 2.7% +6.0% $228,046
4BR $899,601 $2,850 2.3% +6.7% $224,900

Market Trends

Home Value History (with trend line)

$726K$622K$519K$415K$311K$208KJul 2006Jul 2016Jul 2026

📊 How Does 80470 Compare?

Metric 80470 Pine Denver-Aurora-Lakewood, CO Colorado
Home Value $668,710 $668,710 N/A $535,778
5-Year CAGR 2.3% 2.3% N/A 4.9%
Avg Rent $1,755 $1,755 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 80470? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80470 (Pine, CO). Anonymous, moderated, never written by AI.

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Property managers serving Jefferson County

Manage rentals here? List your business →

Aim High Property Management handles the full rental cycle for residential properties, including finding qualified tenants, protecting home condition, collecting rent, and reporting to owners. summary from their website

Unclaimed — is this your business? Claim it free

Association & Community Management provides professional management solutions for Homeowners Associations for over 60 years, focusing on personal service and integrity. summary from their website

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Colorado Luxe Living offers real estate and property management services for the Front Range. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+2.3%
Slow

📊 Market Snapshot

Home Value $668,710
Monthly Rent $1,755
Price-to-Rent 31.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80470

Population: 3,888

💰 Median Household Income
$116,776
This area
$116,776
State
$79,719
USA
$74,580
🏠 Renter Occupied
3.4%
This area
3.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-25.8%
USA
3.7%
🎓 College Educated
41.6%
This area
41.6%
State
5.8%
USA
33.7%
👤 Median Age
51.1 years
This area
51.1 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
13.0%
This area
13.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.6%
Hispanic/Latino 0.8%
👶 Under 18
12.6%
This area
12.6%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80470

B+ Avg School Grade
1 Schools
17.5:1 Avg Class Size
$16,228 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Elk Creek Elementary School

📚 Pre-K – 05 Elementary
👥
324 Students
👨‍🏫
17.5:1 Class Size
💰
$16,228 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is rental property easy to operate in Pine, CO?

The landlord environment in Pine, CO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Pine in CO worth investing in?

Our data puts Pine, CO at 3.0/5 for investability. Home prices of $669K and rents around $1,755/mo create a solid backdrop for investor activity.

What does house hacking look like in Pine, CO?

The a challenging house-hack environment in Pine, CO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strong are rents in Pine, CO?

The typical rental in Pine, CO commands about $1,755/mo monthly. That rent profile steady cash flow against the $669K purchase basis.

What is the renter demographic in Pine, CO?

Pine, CO offers a stable renter base at the $1,755/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 80470 now. You don’t know where it ranks.

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How 80470 ranks in Denver-Aurora-Lakewood, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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