Real Estate Investing in Hawley, Texas (79525)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jones County • Population: 2,926 • Data updated: September 2026

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Should you buy in 79525 (Hawley, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hawley, TX (79525)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,055
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $67,306
% Renters 3.4%

Market Analysis: 79525 Hawley

Investors eyeing 79525 need to respect the fundamentals at play. Home values of $260K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 79525 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 79525 sits on the difficult end of the TX spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The 79525 ZIP's population of 2,926 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

The right play in 79525 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hawley:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Abilene, TX Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Abilene, TX metro data

Market Trends

Home Value History (with trend line)

$271K$238K$205K$172K$139K$106KJan 2012May 2019Jul 2026

📊 How Does 79525 Compare?

Metric 79525 Hawley Abilene, TX Texas
Home Value $260,055 $260,055 N/A $297,000
5-Year CAGR 3.4% 3.4% N/A 5.4%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 79525? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79525 (Hawley, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+3.4%
Moderate

📉 Market Crash Risk Index

Based on Abilene, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
38%
Days Pending
0/2
34 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $260,055
Monthly Rent $1,089
Price-to-Rent 19.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79525

Population: 2,926

💰 Median Household Income
$67,306
This area
$67,306
State
$70,593
USA
$74,580
🏠 Renter Occupied
3.4%
This area
3.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-25.4%
USA
3.7%
🎓 College Educated
20.2%
This area
20.2%
State
-5.8%
USA
33.7%
👤 Median Age
43.0 years
This area
43.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Other/Mixed 8.1%
Hispanic/Latino 5.1%
Black/African American 0.6%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
14.3%
This area
14.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79525

A Avg School Grade
4 Schools
8.5:1 Avg Class Size
$14,406 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HAWLEY EL

📚 Pre-K – 05 Elementary
👥
406 Students
👨‍🏫
11.3:1 Class Size
💰
$14,406 Per Student
A Very Good

HAWLEY H S

📚 09 – 12 High School
👥
214 Students
👨‍🏫
6.8:1 Class Size
💰
$14,406 Per Student
A Very Good

HAWLEY MIDDLE

📚 06 – 08 Middle
👥
208 Students
👨‍🏫
10.5:1 Class Size
💰
$14,406 Per Student
B Good

HAWLEY CENTER FOR ACCELERATED LEARNING

📚 09 – 12 High School
👥
6 Students
👨‍🏫
5.5:1 Class Size
💰
$14,406 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby
D
Hardin-Simmons University
1,655 students · 11.7 mi
C+
Abilene Christian University
5,114 students · 12.9 mi
C
Texas College of Cosmetology-Abilene
74 students · 13.2 mi
C
McMurry University
2,549 students · 14.4 mi

Frequently Asked Questions

How expensive is real estate in Hawley, TX?

Median home price in Hawley, TX is near $260K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What is the renter demographic in Hawley, TX?

Hawley, TX offers a steady renter base at the $1,089/mo rent level. Tenant turnover is reasonable for well-managed properties.

What strategy should investors use in Hawley, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Hawley, TX. With home values at $260K and rents near $1,089/mo, other strategies can work but produce steady rather than outsized returns.

Can I live-in-and-rent in Hawley, TX?

House hacking in Hawley, TX is a challenging. With home values around $260K and rents at $1,089/mo, owner-occupants can offset a meaningful share of PITI.

What is the average monthly rent in Hawley, TX?

Rent in Hawley, TX is around $1,089/mo. The resulting rent-to-value relationship with $260K pricing is reasonable for most investor models.

You know 79525 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79525 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 79525 ranks in Abilene, TX

Every ZIP in this metro, ranked. Free.

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