Real Estate Investing in Stonewall, Texas (78671)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78671 (Stonewall, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 15.8% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 33.4 — hard to cash-flow at these prices.
- Lower household income: $32,093 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stonewall, TX (78671)?
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Market Analysis: 78671 Stonewall
This part of Gillespie County is not an easy win. The 78671 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $491K asset, 78671 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within TX, ZIP 78671 trails on several market indicators that neighboring Gillespie County submarkets outperform. The gap is real and significant enough to shape underwriting.
Stepping back, 399 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 78671 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Stonewall:
Market Trends
Home Value History (with trend line)
📊 How Does 78671 Compare?
| Metric | 78671 | Stonewall | Fredericksburg, TX | Texas |
|---|---|---|---|---|
| Home Value | $490,658 | $490,658 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $1,224 | $1,224 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78671 (Stonewall, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $490,658 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 33.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -2.9% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78671
Population: 399
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78671
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Stonewall, TX better for rentals, flips, or BRRRR?
The best-fit strategy in Stonewall, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is the tenant base reliable in Stonewall, TX?
Tenant quality in Stonewall, TX ranks as solid. Landlords generally report steady occupancy at market rents of $1,224/mo.
Can owner-occupants cash flow in Stonewall, TX?
The house hack math a challenging in Stonewall, TX. Owner-occupant buyers benefit from the $1,224/mo rents and $491K home values.
Is Stonewall, TX a good market for buy-and-hold investors?
Stonewall, TX scores 2.0/5 for investability. Home values sit at $491K and rents near $1,224/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What is the typical home price in Stonewall, TX?
Median home price in Stonewall, TX is near $491K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
You know 78671 now. You don’t know where it ranks.
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