Real Estate Investing in Comfort, Texas (78013)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78013 (Comfort, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 17.9% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 33.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Comfort, TX (78013)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 78013 Comfort
ZIP 78013 inside Kendall County looks affordable on the surface — median value of $560K — but the discount exists for reasons that a careful buyer should understand before committing.
Put differently, the numbers look inviting — $560K purchase price, 0.0% nominal cap — the work to hit that pro forma in 78013 is substantial and deserves full respect.
Statewide comparisons place 78013 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 78013 includes headwinds that any investor should price in. Income distribution skews lower than Comfort averages, and tenant stability requires active management.
The 78013 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Comfort:
Property Strategy for 78013
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $619,449 | $2,060 | 2.4% | +7.8% | $206,483 |
| 4BR | $816,114 | $2,070 | 1.8% | +7.6% | $204,029 |
Market Trends
Home Value History (with trend line)
📊 How Does 78013 Compare?
| Metric | 78013 | Comfort | San Antonio-New Braunfels, TX | Texas |
|---|---|---|---|---|
| Home Value | $559,757 | $559,757 | N/A | $297,000 |
| 5-Year CAGR | 3.3% | 3.3% | N/A | 5.4% |
| Avg Rent | $1,404 | $1,404 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78013 (Comfort, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $559,757 |
| Monthly Rent | $1,404 |
| Price-to-Rent | 33.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 5.3% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +1.2% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78013
Population: 5,305
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78013
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Can I house hack in Comfort, TX?
House hacking in Comfort, TX is a challenging. With home values around $560K and rents at $1,404/mo, owner-occupants can offset a meaningful share of PITI.
Is Comfort, TX a good place for real estate investing?
The 2.0/5 investability rating in Comfort, TX reflects its $560K prices and $1,404/mo rents. Investors generally consider it a solid option within TX.
Is TX a landlord-friendly state?
TX law landlord-friendly for landlords, and Comfort inherits those rules. Investors should still review local ordinances for rental licensing.
Where do rents currently stand in Comfort, TX?
Expect rents around $1,404/mo per month in Comfort, TX. With home values at $560K, the yield math works out to reasonable levels for rental investors.
What is the tenant pool like in Comfort, TX?
Working renters make up the core of the Comfort, TX tenant base. The pool is reasonable for investors targeting long-term holds.
You know 78013 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 78013 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 78013 ranks in San Antonio-New Braunfels, TX
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