Real Estate Investing in Boerne, Texas (78006)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kendall County • Population: 42,200 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 78006 (Boerne, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 34.4 — hard to cash-flow at these prices.

What’s happening in Boerne, TX (78006)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $595,937
Avg Monthly Rent $1,444
1% Rule ✗ Does Not Meet
Median Income $107,803
% Renters 26.1%

Market Analysis: 78006 Boerne

ZIP 78006 in Boerne, TX carries a healthy set of headwinds. Home values near $596K and rents of $1,444/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 78006 can be a a viable market for hunting ground — but the discount at $596K reflects genuine risk that outside investors often underestimate.

Turning to rents, 78006 offers a low basis, the region around Boerne has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 78006 ZIP's population of 42,200 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

Strategically, 78006 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Boerne:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,444/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78006

Which property type performs best in this market?

Best for Cash Flow
2BR
3.3% cap rate
Best for Appreciation
5BR
+7.4% 5yr CAGR
Best Overall Value
4BR
$162,992/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $371,400 $1,710 3.3% +6.2% $185,700
3BR $500,299 $2,250 3.2% +6.9% $166,766
4BR $651,969 $2,310 2.6% +7.0% $162,992
5BR $909,760 +7.4% $181,952

Market Trends

Home Value History (with trend line)

$642K$563K$484K$405K$325K$246KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,566$1,442$1,318$1,195$1,071$947Jul 2016Jul 2021Jul 2026

📊 How Does 78006 Compare?

Metric 78006 Boerne San Antonio-New Braunfels, TX Texas
Home Value $595,937 $595,937 N/A $297,000
5-Year CAGR 3.0% 3.0% N/A 5.4%
Avg Rent $1,444 $1,444 N/A -
Cap Rate 1.9% 1.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78006 (Boerne, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78006 (Boerne, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
1.9%
Low
5yr Growth
+3.0%
Moderate

📊 Market Snapshot

Home Value $595,937
Monthly Rent $1,444
Price-to-Rent 34.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR -0.6% ▼
5-Year CAGR +3.0% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year +1.4% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +3.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78006

Population: 42,200

💰 Median Household Income
$107,803
This area
$107,803
State
$70,593
USA
$74,580
🏠 Renter Occupied
26.1%
This area
26.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-25.4%
USA
3.7%
🎓 College Educated
49.2%
This area
49.2%
State
-5.8%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.3%
This area
6.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 82.5%
Other/Mixed 15.1%
Hispanic/Latino 11.7%
Asian 1.4%
Black/African American 0.9%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
19.6%
This area
19.6%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78006

B Avg School Grade
14 Schools
14.0:1 Avg Class Size
$13,030 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CIBOLO CREEK EL

📚 Pre-K – 05 Elementary
👥
438 Students
👨‍🏫
13.0:1 Class Size
💰
$11,155 Per Student
B+ Above Average

CURINGTON EL

📚 Pre-K – 05 Elementary
👥
642 Students
👨‍🏫
14.4:1 Class Size
💰
$11,155 Per Student
B+ Above Average

FABRA EL

📚 Pre-K – 05 Elementary
👥
706 Students
👨‍🏫
14.7:1 Class Size
💰
$11,155 Per Student
B+ Above Average

HERFF EL

📚 Pre-K – 05 Elementary
👥
626 Students
👨‍🏫
14.3:1 Class Size
💰
$11,155 Per Student
B+ Above Average

MCANDREW EL

📚 Pre-K – 05 Elementary
👥
303 Students
👨‍🏫
13.2:1 Class Size
💰
$13,257 Per Student
B+ Above Average

OAKS ACADEMY

📚 01 – 12 K-12 Charter
👥
47 Students
👨‍🏫
5.1:1 Class Size
💰
$29,468 Per Student
B Good

INNOVA JOY INSPIRE ACADEMY

📚 08 – 12 High School Charter
👥
9 Students
👨‍🏫
9.0:1 Class Size
💰
$16,995 Per Student
B Good

VOSS MIDDLE

📚 06 – 08 Middle
👥
772 Students
👨‍🏫
15.0:1 Class Size
💰
$11,155 Per Student
B Good

BOERNE MIDDLE NORTH

📚 06 – 08 Middle
👥
828 Students
👨‍🏫
15.9:1 Class Size
💰
$11,155 Per Student
B Good

BOERNE MIDDLE SOUTH

📚 06 – 08 Middle
👥
927 Students
👨‍🏫
17.4:1 Class Size
💰
$11,155 Per Student
B Good

KENDALL EL

📚 Pre-K – 05 Elementary
👥
834 Students
👨‍🏫
16.1:1 Class Size
💰
$11,155 Per Student
B Good

BOERNE H S

📚 09 – 12 High School
👥
1,426 Students
👨‍🏫
15.5:1 Class Size
💰
$11,155 Per Student
C Below Average

BOERNE - SAMUEL V CHAMPION H S

📚 09 – 12 High School
👥
2,071 Students
👨‍🏫
19.1:1 Class Size
💰
$11,155 Per Student
C Below Average

BOERNE ALTER SCH

📚 K – 12 K-12 Limited Data
💰
$11,155 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average monthly rent in Boerne, TX?

Rent in Boerne, TX is around $1,444/mo. The resulting rent-to-value relationship with $596K pricing is reasonable for most investor models.

What is the best play in Boerne, TX?

Boerne, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($596K prices, $1,444/mo rents) make it a reasonable choice.

How does Boerne, TX rate as a rental market?

Boerne, TX scores 2.0/5 for investability. Home values sit at $596K and rents near $1,444/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are landlord laws favorable in Boerne, TX?

Rental owners in Boerne, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average home sale price in Boerne, TX?

Typical homes in Boerne, TX go for around $596K. The 5-year CAGR of 0.0% measured price movement.

You know 78006 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78006 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 78006 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 78006 (Boerne)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 78006 (Boerne, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.