Real Estate Investing in Johnson City, Texas (78636)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Blanco County • Population: 3,842 • Data updated: September 2026

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Should you buy in 78636 (Johnson City, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (29/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 21.9% of homes vacant — above national norms.
  • 1-year downturn: Values declined 4.3% in the last year.
  • High price-to-rent: Price-to-rent ratio 31.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Johnson City, TX (78636)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $603,213
Avg Monthly Rent $1,584
1% Rule ✗ Does Not Meet
Median Income $65,313
% Renters 29.3%

Market Analysis: 78636 Johnson City

The 78636 ZIP in Johnson City, TX is a local-operator market. Outside capital chasing a $603K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 78636 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TX, ZIP 78636 trails on several market indicators that neighboring Blanco County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Demographically, 78636 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 78636 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Johnson City:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.2× the median income
Value Trend
Declining (-4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,584/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$737K$626K$514K$403K$291K$180KSep 2009Mar 2018Jul 2026

📊 How Does 78636 Compare?

Metric 78636 Johnson City Texas
Home Value $603,213 $603,213 $297,000
5-Year CAGR 2.5% 2.5% 5.4%
Avg Rent $1,584 $1,584 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 78636? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78636 (Johnson City, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $603,213
Monthly Rent $1,584
Price-to-Rent 31.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year -4.3% ▼
3-Year CAGR -3.3% ▼
5-Year CAGR +2.5% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78636

Population: 3,842

💰 Median Household Income
$65,313
This area
$65,313
State
$70,593
USA
$74,580
🏠 Renter Occupied
29.3%
This area
29.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-25.4%
USA
3.7%
🎓 College Educated
32.0%
This area
32.0%
State
-5.8%
USA
33.7%
👤 Median Age
52.5 years
This area
52.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
21.9%
This area
21.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 82.7%
Other/Mixed 14.7%
Hispanic/Latino 12.5%
Asian 2.1%
Black/African American 0.5%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
28.6%
This area
28.6%
USA
17.3%
📊 Poverty Rate
8.6%
This area
8.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78636

A+ Avg School Grade
3 Schools
11.3:1 Avg Class Size
$18,640 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LYNDON B JOHNSON H S

📚 09 – 12 High School
👥
250 Students
👨‍🏫
10.8:1 Class Size
💰
$18,640 Per Student
A+ Excellent

LYNDON B JOHNSON EL

📚 Pre-K – 05 Elementary
👥
302 Students
👨‍🏫
12.2:1 Class Size
💰
$18,640 Per Student
A Very Good

LYNDON B JOHNSON MIDDLE

📚 06 – 08 Middle
👥
166 Students
👨‍🏫
10.8:1 Class Size
💰
$18,640 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much rent can I charge in Johnson City, TX?

Rents in Johnson City, TX run near $1,584/mo. Compared with median home prices of $603K that produces solid gross yields for typical rentals.

What is the typical renter like in Johnson City, TX?

Tenant quality in Johnson City, TX ranks as solid. Landlords generally report reliable occupancy at market rents of $1,584/mo.

Is Johnson City, TX a good place for real estate investing?

Yes - Johnson City, TX a 3.0/5 investability score. With $603K home prices against $1,584/mo monthly rent, the market delivers a reasonable entry point for new investors.

How expensive is real estate in Johnson City, TX?

Median home price in Johnson City, TX is near $603K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What is the smart move for investors in Johnson City, TX?

Most investors in Johnson City, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 78636 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78636 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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