Real Estate Investing in Fulton, Texas (78358)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Aransas County • Population: 633 • Data updated: September 2026

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Should you buy in 78358 (Fulton, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.7% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fulton, TX (78358)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $262,307
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $45,859
% Renters 7.5%

Market Analysis: 78358 Fulton

Investors eyeing 78358 need to respect the fundamentals at play. Home values of $262K come alongside slower price movement and elevated management overhead.

The investment case in 78358 is substantial only for operators who understand what they are buying. A $262K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader TX picture, 78358 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A substantial renter share of 8% in 78358 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Fulton's stable or hybrid ZIPs before stepping into 78358. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fulton:

C Below Average
Buy Confidence Score: 52/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Rockport, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rockport, TX metro data

Market Trends

Home Value History (with trend line)

$279K$244K$209K$175K$140K$105KJan 2012May 2019Jul 2026

📊 How Does 78358 Compare?

Metric 78358 Fulton Rockport, TX Texas
Home Value $262,307 $262,307 N/A $297,000
5-Year CAGR 2.5% 2.5% N/A 5.4%
Avg Rent $1,368 $1,368 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 78358? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78358 (Fulton, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Rockport, TX metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
86%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $262,307
Monthly Rent $1,368
Price-to-Rent 16.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +0.4% ▲
3-Year CAGR -0.2% ▼
5-Year CAGR +2.5% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78358

Population: 633

💰 Median Household Income
$45,859
This area
$45,859
State
$70,593
USA
$74,580
🏠 Renter Occupied
7.5%
This area
7.5%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
23.4%
This area
23.4%
State
-5.8%
USA
33.7%
👤 Median Age
62.8 years
This area
62.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.7%
This area
24.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 57.1%
Asian 23.8%
Other/Mixed 11.3%
Hispanic/Latino 7.8%
Black/African American 7.8%
👶 Under 18
6.0%
This area
6.0%
USA
22.0%
👴 65 and Over
42.9%
This area
42.9%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78358

A Avg School Grade
1 Schools
13.2:1 Avg Class Size
$16,300 Avg Per Pupil

Schools in This ZIP Code

A Very Good

FULTON LEARNING CENTER

📚 03 – 05 Elementary
👥
614 Students
👨‍🏫
13.2:1 Class Size
💰
$16,300 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Can I house hack in Fulton, TX?

Fulton, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,368/mo rent level.

What kind of vacancy should I budget for in Fulton, TX?

Occupancy in Fulton, TX runs reliable with elevated vacancy. Well-priced units at $1,368/mo lease on reasonable timelines.

Is real estate in Fulton, TX a good investment right now?

Fulton, TX rates 3.0/5 for investability. With median values at $262K and rents near $1,368/mo, the market offers reasonable fundamentals for rental investors.

Is Fulton, TX good for landlords?

For rental operators, Fulton, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the tenant pool like in Fulton, TX?

Expect a solid tenant pool in Fulton, TX. The rental market absorbs $1,368/mo rents without meaningful friction.

You know 78358 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78358 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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