Real Estate Investing in Jacksonville, Texas (75766)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cherokee County • Population: 25,988 • Data updated: September 2026

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Should you buy in 75766 (Jacksonville, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.6% vacancy may signal weakening demand.

What’s happening in Jacksonville, TX (75766)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $208,051
Avg Monthly Rent $895
1% Rule ✗ Does Not Meet
Median Income $50,279
% Renters 30.3%

Market Analysis: 75766 Jacksonville

Put differently, ZIP 75766 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $208K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75766 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 75766's metrics run below Cherokee County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 75766 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Declining (-2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $895/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jacksonville, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, TX metro data
🏠

Property Strategy for 75766

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
2BR
$67,175/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $134,349 $970 5.2% +8.1% $67,175
3BR $207,747 $1,350 4.7% +8.3% $69,249
4BR $339,590 $1,430 3.0% +8.1% $84,897

Market Trends

Home Value History (with trend line)

$233K$205K$176K$148K$120K$91KMar 2009Nov 2017Jul 2026

Rent History (with trend line)

No data available

📊 How Does 75766 Compare?

Metric 75766 Jacksonville Jacksonville, TX Texas
Home Value $208,051 $208,051 N/A $297,000
5-Year CAGR 3.3% 3.3% N/A 5.4%
Avg Rent $895 $895 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 75766? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75766 (Jacksonville, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+3.3%
Moderate

📉 Market Crash Risk Index

Based on Jacksonville, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
75%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $208,051
Monthly Rent $895
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year -2.8% ▼
3-Year CAGR -0.9% ▼
5-Year CAGR +3.3% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75766

Population: 25,988

💰 Median Household Income
$50,279
This area
$50,279
State
$70,593
USA
$74,580
🏠 Renter Occupied
30.3%
This area
30.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-25.4%
USA
3.7%
🎓 College Educated
17.8%
This area
17.8%
State
-5.8%
USA
33.7%
👤 Median Age
34.6 years
This area
34.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.6%
This area
11.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 68.0%
Other/Mixed 19.2%
Hispanic/Latino 15.5%
Black/African American 12.3%
Asian 0.6%
👶 Under 18
27.9%
This area
27.9%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
16.1%
This area
16.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75766

B Avg School Grade
8 Schools
13.1:1 Avg Class Size
$12,000 Avg Per Pupil

Schools in This ZIP Code

A Very Good

JACKSONVILLE MIDDLE

📚 07 – 08 Middle
👥
645 Students
👨‍🏫
10.3:1 Class Size
💰
$12,000 Per Student
A Very Good

NICHOLS INT

📚 05 – 06 School
👥
659 Students
👨‍🏫
11.2:1 Class Size
💰
$12,000 Per Student
B+ Above Average

JOE WRIGHT EL

📚 Pre-K – 04 Elementary
👥
525 Students
👨‍🏫
13.7:1 Class Size
💰
$12,000 Per Student
B Good

EAST SIDE EL

📚 Pre-K – 04 Elementary
👥
607 Students
👨‍🏫
15.7:1 Class Size
💰
$12,000 Per Student
B Good

FRED DOUGLASS

📚 Pre-K – 04 Elementary
👥
600 Students
👨‍🏫
15.3:1 Class Size
💰
$12,000 Per Student
B Good

WEST SIDE EL

📚 Pre-K – 04 Elementary
👥
400 Students
👨‍🏫
15.2:1 Class Size
💰
$12,000 Per Student
B Good

JACKSONVILLE H S

📚 09 – 12 High School
👥
1,364 Students
👨‍🏫
15.7:1 Class Size
💰
$12,000 Per Student
C+ Average

COMPASS CENTER

📚 04 – 12 High School
👥
34 Students
👨‍🏫
7.6:1 Class Size
💰
$12,000 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Jacksonville College-Main Campus
509 students · 2.2 mi
C+
Baptist Missionary Association Theological Seminary
95 students · 2.3 mi

Frequently Asked Questions

Where do home prices stand in Jacksonville, TX?

Jacksonville, TX median home values land near $208K. That is reasonable territory for investors looking at $895/mo-per-month rentals.

What kind of market is Jacksonville, TX for investors?

Investors tracking Jacksonville, TX will find a 3.0/5 rating supported by $208K median home values and $895/mo rents. That profile suits long-term holders targeting steady returns.

What is the tenant pool like in Jacksonville, TX?

The tenant pool in Jacksonville, TX is solid, supported by local employment and population fundamentals. Rents of $895/mo are well-absorbed by the market.

Is Jacksonville, TX good for landlords?

Jacksonville, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Should investors worry about vacancy in Jacksonville, TX?

Vacancy in Jacksonville, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $895/mo.

You know 75766 now. You don’t know where it ranks.

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How 75766 ranks in Jacksonville, TX

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