Real Estate Investing in Rusk, Texas (75785)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cherokee • Population: 10,769 • Data updated: September 2026

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Should you buy in 75785 (Rusk, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.8% of homes vacant — above national norms.
  • 1-year downturn: Values declined 5.9% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rusk, TX (75785)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $204,554
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $61,815
% Renters 24.0%

Market Analysis: 75785 Rusk

The 75785 ZIP covers a section of Rusk that demands careful diligence. Prices near $205K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 75785 can be a a solid fit for hunting ground — but the discount at $205K reflects genuine risk that outside investors often underestimate.

In the broader TX picture, 75785 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 75785 ZIP's population of 10,769 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

Strategically, 75785 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rusk:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Declining (-5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 75785

Which property type performs best in this market?

Best for Cash Flow
2BR
4.8% cap rate
Best for Appreciation
3BR
+6.8% 5yr CAGR
Best Overall Value
3BR
$70,956/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $145,572 $970 4.8% $72,786
3BR $212,868 $1,350 4.6% +6.8% $70,956

Market Trends

Home Value History (with trend line)

$238K$209K$180K$151K$122K$93KMar 2009Nov 2017Jul 2026

📊 How Does 75785 Compare?

Metric 75785 Rusk Texas
Home Value $204,554 $102,277 $297,000
5-Year CAGR 2.6% 2.6% 5.4%
Avg Rent $873 $873 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 75785? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75785 (Rusk, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+2.6%
Slow

📊 Market Snapshot

Home Value $204,554
Monthly Rent $873
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year -5.9% ▼
3-Year CAGR -1.8% ▼
5-Year CAGR +2.6% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75785

Population: 10,769

💰 Median Household Income
$61,815
This area
$61,815
State
$70,593
USA
$74,580
🏠 Renter Occupied
24.0%
This area
24.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-25.4%
USA
3.7%
🎓 College Educated
11.7%
This area
11.7%
State
-5.8%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.8%
This area
16.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 67.1%
Black/African American 20.9%
Other/Mixed 11.3%
Hispanic/Latino 8.1%
Asian 0.7%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75785

B+ Avg School Grade
5 Schools
13.0:1 Avg Class Size
$12,934 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

RUSK INT

📚 04 – 05 Elementary
👥
268 Students
👨‍🏫
11.4:1 Class Size
💰
$12,934 Per Student
B+ Above Average

GW BRADFORD PRI

📚 Pre-K – 01 Elementary
👥
364 Students
👨‍🏫
14.9:1 Class Size
💰
$12,934 Per Student
B+ Above Average

RUSK EL

📚 02 – 03 Elementary
👥
329 Students
👨‍🏫
12.3:1 Class Size
💰
$12,934 Per Student
B+ Above Average

RUSK H S

📚 09 – 12 High School
👥
603 Students
👨‍🏫
12.7:1 Class Size
💰
$12,934 Per Student
B+ Above Average

RUSK J H

📚 06 – 08 Middle
👥
493 Students
👨‍🏫
13.7:1 Class Size
💰
$12,934 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the smart move for investors in Rusk, TX?

The best-fit strategy in Rusk, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Rusk, TX good for house hacking?

House hacking works a challenging in Rusk, TX. Rents of $873/mo against $205K acquisition make the strategy solid for owner-occupants.

Is it easy to find good tenants in Rusk, TX?

Rusk, TX draws a measured base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

Are landlord laws favorable in Rusk, TX?

TX law landlord-friendly for landlords, and Rusk inherits those rules. Investors should still review local ordinances for rental licensing.

What do rentals go for in Rusk, TX?

Rent in Rusk, TX is around $873/mo. The resulting rent-to-value relationship with $205K pricing is reasonable for most investor models.

You know 75785 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75785 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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