Real Estate Investing in Van Alstyne, Texas (75495)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grayson County • Population: 10,451 • Data updated: September 2026

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Should you buy in 75495 (Van Alstyne, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.4% of homes vacant — above national norms.

What’s happening in Van Alstyne, TX (75495)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $429,667
Avg Monthly Rent $1,855
1% Rule ✗ Does Not Meet
Median Income $89,781
% Renters 19.7%

Market Analysis: 75495 Van Alstyne

The 75495 ZIP covers a section of Van Alstyne that demands careful diligence. Prices near $430K look accessible, but the work to make a deal cash flow is real.

Put differently, the numbers look inviting — $430K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75495 is substantial and deserves full respect.

Within TX, ZIP 75495 trails on several market indicators that neighboring Grayson County submarkets outperform. The gap is real and robust enough to shape underwriting.

Employment concentration in 75495 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. solid returns are possible in 75495, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Van Alstyne:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Declining (-1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,855/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sherman-Denison, TX Metro Area
More inventory, negotiating room for buyers
97 days
Average time to sell
Slow
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sherman-Denison, TX metro data
🏠

Property Strategy for 75495

Which property type performs best in this market?

Best for Cash Flow
3BR
4.4% cap rate
Best for Appreciation
4BR
+8.6% 5yr CAGR
Best Overall Value
3BR
$117,560/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $352,680 $2,170 4.4% +7.5% $117,560
4BR $473,618 $2,510 3.8% +8.6% $118,404

Market Trends

Home Value History (with trend line)

$470K$402K$335K$267K$199K$132KJun 2010Jul 2018Jul 2026

Rent History (with trend line)

$2,272$2,180$2,089$1,998$1,906$1,815Oct 2025Mar 2026Jul 2026

📊 How Does 75495 Compare?

Metric 75495 Van Alstyne Sherman-Denison, TX Texas
Home Value $429,667 $429,667 N/A $297,000
5-Year CAGR 3.6% 3.6% N/A 5.4%
Avg Rent $1,855 $1,855 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 75495? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75495 (Van Alstyne, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $429,667
Monthly Rent $1,855
Price-to-Rent 19.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year -1.3% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +3.6% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75495

Population: 10,451

💰 Median Household Income
$89,781
This area
$89,781
State
$70,593
USA
$74,580
🏠 Renter Occupied
19.7%
This area
19.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-25.4%
USA
3.7%
🎓 College Educated
28.7%
This area
28.7%
State
-5.8%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.8%
Other/Mixed 16.9%
Hispanic/Latino 13.6%
Black/African American 3.0%
Asian 0.3%
👶 Under 18
29.5%
This area
29.5%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75495

A Avg School Grade
4 Schools
14.4:1 Avg Class Size
$19,697 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

BOB AND LOLA SANFORD EL

📚 Pre-K – 05 Elementary
👥
594 Students
👨‍🏫
14.2:1 Class Size
💰
$19,697 Per Student
A+ Excellent

JOHN AND NELDA PARTIN EL

📚 Pre-K – 05 Elementary
👥
576 Students
👨‍🏫
14.2:1 Class Size
💰
$19,697 Per Student
A+ Excellent

VAN ALSTYNE J H

📚 06 – 08 Middle
👥
577 Students
👨‍🏫
13.9:1 Class Size
💰
$19,697 Per Student
A Very Good

VAN ALSTYNE H S

📚 09 – 12 High School
👥
672 Students
👨‍🏫
15.1:1 Class Size
💰
$19,697 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Van Alstyne, TX better for rentals, flips, or BRRRR?

For Van Alstyne, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How qualified is the tenant pool in Van Alstyne, TX?

Expect a solid tenant pool in Van Alstyne, TX. The rental market absorbs $1,855/mo rents without meaningful friction.

How much do tenants pay in Van Alstyne, TX?

Expect rents around $1,855/mo per month in Van Alstyne, TX. With home values at $430K, the yield math works out to reasonable levels for rental investors.

Can I live-in-and-rent in Van Alstyne, TX?

The house hack math a challenging in Van Alstyne, TX. Owner-occupant buyers benefit from the $1,855/mo rents and $430K home values.

How tight is the rental market in Van Alstyne, TX?

Van Alstyne, TX carries elevated vacancy risk. Expect predictable absorption at market rents of $1,855/mo.

You know 75495 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75495 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75495 ranks in Sherman-Denison, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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