Real Estate Investing in Blue Ridge, Texas (75424)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Collin • Population: 3,908 • Data updated: September 2026

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Should you buy in 75424 (Blue Ridge, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.0% vacancy may signal weakening demand.
  • 1-year downturn: Values declined 4.5% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Blue Ridge, TX (75424)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $443,989
Avg Monthly Rent $1,548
1% Rule ✗ Does Not Meet
Median Income $85,364
% Renters 12.1%

Market Analysis: 75424 Blue Ridge

Investors eyeing 75424 need to respect the fundamentals at play. Home values of $444K come alongside slower price movement and elevated management overhead.

The 75424 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In practical terms, 75424 offers a low basis, the region around Blue Ridge has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 75424 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Blue Ridge's stable or hybrid ZIPs before stepping into 75424. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Blue Ridge:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Declining (-4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,548/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 75424

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
4BR
+9.4% 5yr CAGR
Best Overall Value
3BR
$137,356/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $412,069 $2,170 3.8% +8.4% $137,356
4BR $595,979 $2,760 3.3% +9.4% $148,995

Market Trends

Home Value History (with trend line)

$505K$422K$339K$256K$173K$90KJul 2006Jul 2016Jul 2026

📊 How Does 75424 Compare?

Metric 75424 Blue Ridge Texas
Home Value $443,989 $443,989 $297,000
5-Year CAGR 3.6% 3.6% 5.4%
Avg Rent $1,548 $1,548 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 75424? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75424 (Blue Ridge, TX). Anonymous, moderated, never written by AI.

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Property managers serving Collin County

Manage rentals here? List your business →

North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Park One Properties provides property management services and leasing. summary from their website

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Plano Property Management offers property management services in Plano. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $443,989
Monthly Rent $1,548
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year -4.5% ▼
3-Year CAGR -0.6% ▼
5-Year CAGR +3.6% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75424

Population: 3,908

💰 Median Household Income
$85,364
This area
$85,364
State
$70,593
USA
$74,580
🏠 Renter Occupied
12.1%
This area
12.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-25.4%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
-5.8%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.0%
This area
8.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 85.0%
Other/Mixed 14.8%
Hispanic/Latino 12.7%
Black/African American 0.1%
Asian 0.1%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75424

A Avg School Grade
3 Schools
12.7:1 Avg Class Size
$16,265 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BLUE RIDGE H S

📚 09 – 12 High School
👥
296 Students
👨‍🏫
11.2:1 Class Size
💰
$16,265 Per Student
A Very Good

BLUE RIDGE EL

📚 Pre-K – 05 Elementary
👥
511 Students
👨‍🏫
14.2:1 Class Size
💰
$16,265 Per Student
B+ Above Average

BLUE RIDGE MIDDLE

📚 06 – 08 Middle
👥
223 Students
👨‍🏫
12.7:1 Class Size
💰
$16,265 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Redeemers University North America
60 students · 14.0 mi

Frequently Asked Questions

What approach is best for Blue Ridge, TX real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Blue Ridge, TX. The numbers - $444K homes against $1,548/mo rents - support that play.

How much should I expect to pay for a home in Blue Ridge, TX?

Typical homes in Blue Ridge, TX go for around $444K. The 5-year CAGR of 0.0% steady price movement.

How does Blue Ridge, TX rate as a rental market?

Blue Ridge, TX scores 3.0/5 for investability. Home values sit at $444K and rents near $1,548/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the typical renter like in Blue Ridge, TX?

Tenant quality in Blue Ridge, TX ranks as solid. Landlords generally report consistent occupancy at market rents of $1,548/mo.

How strong are rents in Blue Ridge, TX?

Investors in Blue Ridge, TX typically see rents near $1,548/mo per month against $444K home values - a solid setup for rental cash flow.

You know 75424 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75424 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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