Real Estate Investing in Anna, Texas (75409)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Collin County • Population: 24,381 • Data updated: September 2026

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Should you buy in 75409 (Anna, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • 1-year downturn: Values declined 3.4% in the last year.

What’s happening in Anna, TX (75409)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $343,764
Avg Monthly Rent $1,879
1% Rule ✗ Does Not Meet
Median Income $89,444
% Renters 19.4%

Market Analysis: 75409 Anna

Investors eyeing 75409 need to respect the fundamentals at play. Home values of $344K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $344K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75409 is substantial and deserves full respect.

On the rental side, 75409 offers a low basis, the region around Anna has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

From an investor standpoint, 24,381 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 75409 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Anna:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Declining (-3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,879/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75409

Which property type performs best in this market?

Best for Cash Flow
4BR
7.8% cap rate
Best for Appreciation
3BR
+5.6% 5yr CAGR
Best Overall Value
5BR
$88,457/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $315,571 $3,140 7.2% +5.6% $105,190
4BR $367,325 $3,990 7.8% +5.6% $91,831
5BR $442,286 +5.2% $88,457

Market Trends

Home Value History (with trend line)

$439K$374K$310K$245K$181K$116KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,185$2,118$2,051$1,984$1,918$1,851Sep 2021Feb 2024Jul 2026

📊 How Does 75409 Compare?

Metric 75409 Anna Dallas-Fort Worth-Arlington, TX Texas
Home Value $343,764 $343,764 N/A $297,000
5-Year CAGR 1.9% 1.9% N/A 5.4%
Avg Rent $1,879 $1,879 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 75409? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75409 (Anna, TX). Anonymous, moderated, never written by AI.

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Property managers serving Collin County

Manage rentals here? List your business →

North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Park One Properties provides property management services and leasing. summary from their website

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Plano Property Management offers property management services in Plano. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $343,764
Monthly Rent $1,879
Price-to-Rent 15.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year -3.4% ▼
3-Year CAGR -3.3% ▼
5-Year CAGR +1.9% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year -10.8% ▼
3-Year CAGR -4.5% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75409

Population: 24,381

💰 Median Household Income
$89,444
This area
$89,444
State
$70,593
USA
$74,580
🏠 Renter Occupied
19.4%
This area
19.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-25.4%
USA
3.7%
🎓 College Educated
37.1%
This area
37.1%
State
-5.8%
USA
33.7%
👤 Median Age
32.7 years
This area
32.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.5%
Black/African American 14.4%
Other/Mixed 6.8%
Hispanic/Latino 4.0%
Asian 1.3%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
6.6%
This area
6.6%
USA
17.3%
📊 Poverty Rate
9.0%
This area
9.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75409

A Avg School Grade
8 Schools
16.7:1 Avg Class Size
$22,856 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

JUDITH L HARLOW EL

📚 Pre-K – 05 Elementary
👥
590 Students
👨‍🏫
14.4:1 Class Size
💰
$22,856 Per Student
A+ Excellent

SUE EVELYN RATTAN EL

📚 Pre-K – 05 Elementary
👥
665 Students
👨‍🏫
14.8:1 Class Size
💰
$22,856 Per Student
A Very Good

CLEMONS CREEK MIDDLE

📚 06 – 08 Middle
👥
544 Students
👨‍🏫
16.9:1 Class Size
💰
$22,856 Per Student
A Very Good

JOE K BRYANT EL

📚 Pre-K – 05 Elementary
👥
710 Students
👨‍🏫
15.2:1 Class Size
💰
$22,856 Per Student
A Very Good

ROSAMOND-SHERLEY EL

📚 Pre-K – 05 Elementary
👥
795 Students
👨‍🏫
17.7:1 Class Size
💰
$22,856 Per Student
A Very Good

SLAYTER CREEK MIDDLE

📚 06 – 08 Middle
👥
659 Students
👨‍🏫
17.7:1 Class Size
💰
$22,856 Per Student
A Very Good

ANNA H S

📚 09 – 12 High School
👥
1,487 Students
👨‍🏫
16.7:1 Class Size
💰
$22,856 Per Student
C+ Average

ANNA ACADEMIC ACHIEVEMENT CENTER

📚 10 – 12 High School
👥
18 Students
👨‍🏫
20.2:1 Class Size
💰
$22,856 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 8,007 Off-Campus Students
C+
Collin County Community College District
37,772 students · 14.6 mi

Investor Insight: With 8,007 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Anna, TX a good investment right now?

Anna, TX rates 3.0/5 for investability. With median values at $344K and rents near $1,879/mo, the market offers reasonable fundamentals for rental investors.

How much do tenants pay in Anna, TX?

Rent in Anna, TX is around $1,879/mo. The resulting rent-to-value relationship with $344K pricing is reasonable for most investor models.

What strategy should investors use in Anna, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Anna, TX. With home values at $344K and rents near $1,879/mo, other strategies can work but produce measured rather than outsized returns.

Are there empty rentals in Anna, TX?

Vacancy in Anna, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,879/mo.

How expensive is real estate in Anna, TX?

The median home value in Anna, TX is roughly $344K. That puts it reasonable relative to the TX statewide average.

You know 75409 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75409 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75409 ranks in Dallas-Fort Worth-Arlington, TX

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Cash Flow → Appreciation → Affordable →
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