Real Estate Investing in Celina, Texas (75009)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75009 (Celina, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- 1-year downturn: Values declined 9.3% in the last year.
What’s happening in Celina, TX (75009)?
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Market Analysis: 75009 Celina
ZIP 75009 inside Collin County looks affordable on the surface — median value of $527K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 75009 can be a a viable market for hunting ground — but the discount at $527K reflects genuine risk that outside investors often underestimate.
ZIP 75009's metrics run below Collin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 75009 includes headwinds that any investor should price in. Income distribution skews lower than Celina averages, and tenant stability requires active management.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Celina:
Property Strategy for 75009
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $289,220 | $2,370 | 5.9% | +8.7% | $144,610 |
| 3BR | $442,291 | $2,980 | 4.9% | +8.0% | $147,430 |
| 4BR | $574,531 | $3,790 | 4.7% | +8.6% | $143,633 |
| 5BR | $721,006 | — | — | +9.8% | $144,201 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 75009 Compare?
| Metric | 75009 | Celina | Dallas-Fort Worth-Arlington, TX | Texas |
|---|---|---|---|---|
| Home Value | $527,056 | $527,056 | N/A | $297,000 |
| 5-Year CAGR | 2.8% | 2.8% | N/A | 5.4% |
| Avg Rent | $1,982 | $1,982 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75009 (Celina, TX). Anonymous, moderated, never written by AI.
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Property managers serving Collin County
Manage rentals here? List your business →North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website
Park One Properties provides property management services and leasing. summary from their website
Plano Property Management offers property management services in Plano. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $527,056 |
| Monthly Rent | $1,982 |
| Price-to-Rent | 22.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 5.7% |
📈 Home Appreciation
| 1-Year | -9.3% ▼ |
| 3-Year CAGR | -3.7% ▼ |
| 5-Year CAGR | +2.8% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | -1.1% ▼ |
| 3-Year CAGR | -1.7% ▼ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75009
Population: 30,257
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75009
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,007 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do rents currently stand in Celina, TX?
Rents in Celina, TX run near $1,982/mo. Compared with median home prices of $527K that produces solid gross yields for typical rentals.
Are homes affordable in Celina, TX?
Homes in Celina, TX typically sell near $527K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
How does Celina, TX stack up for property investment?
Celina, TX rates 3.0/5 for investability. With median values at $527K and rents near $1,982/mo, the market offers reasonable fundamentals for rental investors.
What kind of vacancy should I budget for in Celina, TX?
Vacancy risk in Celina, TX is elevated. That supports reliable cash flow for typical rental holds.
What approach is best for Celina, TX real estate?
In Celina, TX the notable play is typically careful cash-flow rentals with hands-on management. The combination of $527K prices and $1,982/mo rents suits that approach.
You know 75009 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 75009 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 75009 ranks in Dallas-Fort Worth-Arlington, TX
Every ZIP in this metro, ranked. Free.
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