Real Estate Investing in McKinney, Texas (75070)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75070 (McKinney, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in McKinney, TX (75070)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 75070 McKinney
On the rental side, ZIP 75070 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $477K median. It rewards specialists, not generalists.
The 75070 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in McKinney have seen price recovery that 75070 has not matched. Collin County data supports the view that the spread is structural rather than temporary.
Who lives in 75070 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 75070 is an operator game, not a passive one. Turning to rents, entry prices of $477K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in McKinney:
Property Strategy for 75070
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $349,137 | $2,230 | 4.6% | +5.0% | $174,568 |
| 3BR | $409,502 | $2,810 | 4.9% | +6.8% | $136,501 |
| 4BR | $524,348 | $3,570 | 4.9% | +8.0% | $131,087 |
| 5BR | $688,431 | — | — | +9.1% | $137,686 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 75070 Compare?
| Metric | 75070 | McKinney | Dallas-Fort Worth-Arlington, TX | Texas |
|---|---|---|---|---|
| Home Value | $477,011 | $473,391 | N/A | $297,000 |
| 5-Year CAGR | 3.5% | 3.3% | N/A | 5.4% |
| Avg Rent | $1,672 | $1,941 | N/A | - |
| Cap Rate | 2.7% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75070 (McKinney, TX). Anonymous, moderated, never written by AI.
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Property managers serving Collin County
Manage rentals here? List your business →North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website
Park One Properties provides property management services and leasing. summary from their website
Plano Property Management offers property management services in Plano. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $477,011 |
| Monthly Rent | $1,672 |
| Price-to-Rent | 23.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | -2.0% ▼ |
| 3-Year CAGR | -1.9% ▼ |
| 5-Year CAGR | +3.5% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | 0.0% ▼ |
| 3-Year CAGR | -1.5% ▼ |
| 5-Year CAGR | +1.1% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75070
Population: 59,859
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75070
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 10,663 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in McKinney, TX?
McKinney, TX home values average about $477K. That price point suits investors targeting rentals with $1,672/mo in monthly income.
What investment strategy works best in McKinney, TX?
A careful cash-flow rentals with hands-on management strategy McKinney, TX best. The market produces consistent results for that approach at the $477K price point.
How tight is the rental market in McKinney, TX?
McKinney, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.
Is McKinney, TX good for landlords?
McKinney, TX operates under TX law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
What is the typical renter like in McKinney, TX?
Tenant demand in McKinney, TX is solid. The local workforce $1,672/mo rents across most rental classes.
You know 75070 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 75070 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 75070 ranks in Dallas-Fort Worth-Arlington, TX
Every ZIP in this metro, ranked. Free.
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