Real Estate Investing in Plano, Texas (75025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Collin County • Population: 53,352 • Data updated: September 2026

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Should you buy in 75025 (Plano, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Plano, TX (75025)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $550,000
Avg Monthly Rent $2,061
1% Rule ✗ Does Not Meet
Median Income $134,740
% Renters 33.3%

Market Analysis: 75025 Plano

The 75025 ZIP covers a section of Plano that demands careful diligence. Prices near $550K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75025 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Plano have seen price recovery that 75025 has not matched. Collin County data supports the view that the spread is structural rather than temporary.

Employment concentration in 75025 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. impressive returns are possible in 75025, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Plano:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Declining (-1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,061/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75025

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
5BR
+8.5% 5yr CAGR
Best Overall Value
5BR
$137,357/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $328,936 $2,480 5.4% +5.9% $164,468
3BR $418,735 $3,120 5.4% +6.8% $139,578
4BR $567,258 $3,970 5.0% +7.6% $141,814
5BR $686,786 +8.5% $137,357

Market Trends

Home Value History (with trend line)

$612K$530K$448K$367K$285K$204KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,382$2,217$2,052$1,887$1,722$1,557Jul 2016Jul 2021Jul 2026

📊 How Does 75025 Compare?

Metric 75025 Plano Dallas-Fort Worth-Arlington, TX Texas
Home Value $550,000 $527,113 N/A $297,000
5-Year CAGR 4.3% 4.2% N/A 5.4%
Avg Rent $2,061 $1,768 N/A -
Cap Rate 2.9% 2.7% - -
💡 Why Invest in 75025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75025 (Plano, TX). Anonymous, moderated, never written by AI.

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Property managers serving Collin County

Manage rentals here? List your business →

North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Park One Properties provides property management services and leasing. summary from their website

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Plano Property Management offers property management services in Plano. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $550,000
Monthly Rent $2,061
Price-to-Rent 22.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year -1.4% ▼
3-Year CAGR -1.1% ▼
5-Year CAGR +4.3% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year -10.3% ▼
3-Year CAGR -4.0% ▼
5-Year CAGR -0.2% ▼
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75025

Population: 53,352

💰 Median Household Income
$134,740
This area
$134,740
State
$70,593
USA
$74,580
🏠 Renter Occupied
33.3%
This area
33.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-25.4%
USA
3.7%
🎓 College Educated
64.8%
This area
64.8%
State
-5.8%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
3.1%
This area
3.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 45.1%
Asian 35.7%
Black/African American 9.8%
Other/Mixed 9.4%
Hispanic/Latino 6.1%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
10.6%
This area
10.6%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75025

B+ Avg School Grade
12 Schools
13.7:1 Avg Class Size
$16,135 Avg Per Pupil

Schools in This ZIP Code

A Very Good

RASOR EL

📚 K – 05 Elementary
👥
414 Students
👨‍🏫
11.9:1 Class Size
💰
$16,882 Per Student
A Very Good

SKAGGS EL

📚 K – 05 Elementary
👥
338 Students
👨‍🏫
10.7:1 Class Size
💰
$16,882 Per Student
A Very Good

WYATT EL

📚 K – 05 Elementary
👥
325 Students
👨‍🏫
11.4:1 Class Size
💰
$16,882 Per Student
A Very Good

BETHANY EL

📚 K – 05 Elementary
👥
279 Students
👨‍🏫
10.8:1 Class Size
💰
$16,882 Per Student
A Very Good

ANDREWS EL

📚 K – 05 Elementary
👥
439 Students
👨‍🏫
13.5:1 Class Size
💰
$16,882 Per Student
A Very Good

HEDGCOXE EL

📚 K – 05 Elementary
👥
418 Students
👨‍🏫
13.3:1 Class Size
💰
$16,882 Per Student
A Very Good

HENDRICK MIDDLE

📚 06 – 08 Middle
👥
559 Students
👨‍🏫
12.5:1 Class Size
💰
$16,882 Per Student
A Very Good

MATHEWS EL

📚 Pre-K – 05 Elementary
👥
466 Students
👨‍🏫
13.8:1 Class Size
💰
$16,882 Per Student
B+ Above Average

FOWLER MIDDLE

📚 06 – 08 Middle
👥
978 Students
👨‍🏫
14.7:1 Class Size
💰
$13,893 Per Student
B Good

ANDERSON EL

📚 K – 05 Elementary
👥
791 Students
👨‍🏫
17.5:1 Class Size
💰
$13,893 Per Student
B Good

TAYLOR EL

📚 K – 05 Elementary
👥
757 Students
👨‍🏫
15.6:1 Class Size
💰
$13,893 Per Student
B Good

RICE MIDDLE

📚 06 – 08 Middle
👥
914 Students
👨‍🏫
18.5:1 Class Size
💰
$16,882 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,663 Off-Campus Students
C+
Allgood Beauty Institute
20 students · 5.4 mi
D
Toni & Guy Hairdressing Academy-Plano
175 students · 5.5 mi
D
Galen Health Institutes-Dallas
554 students · 6.3 mi
B
The University of Texas at Dallas
30,885 students · 7.3 mi
C
West Coast University-Dallas
1,615 students · 7.6 mi
C+
Collin County Community College District
37,772 students · 7.7 mi
D
The Chicago School at Dallas
198 students · 7.7 mi
D
The Chicago School-College of Nursing
2 students · 7.7 mi

Investor Insight: With 10,663 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Plano, TX good for house hacking?

House hacking in Plano, TX is a challenging. With home values around $550K and rents at $2,061/mo, owner-occupants can offset a meaningful share of PITI.

Is Plano, TX landlord-friendly?

TX ranks as a landlord-friendly state for landlord-tenant law. Plano generally follows the statewide framework, so landlords face reasonable operating rules.

How strong is tenant demand in Plano, TX?

Plano, TX draws a steady base of working renters. Demand at the $2,061/mo rent level is reasonable for standard single-family and small multi rentals.

How strong are rents in Plano, TX?

Investors in Plano, TX typically see rents near $2,061/mo per month against $550K home values - a solid setup for rental cash flow.

Should investors consider Plano, TX?

With a 3.0/5 investability score, Plano, TX ranks as a solid market for rental property investors. Median prices of $550K and rents of $2,061/mo drive the underlying numbers.

You know 75025 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75025 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75025 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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