Real Estate Investing in Plano, Texas (75074)
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Should you buy in 75074 (Plano, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Plano, TX (75074)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 75074 Plano
Not every below-median market is a bargain. Plano's 75074 ZIP comes in at signals that favor experienced operators who can absorb the risk $366K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75074 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 75074's metrics run below Collin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 75074 ZIP's population of 53,146 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Experienced landlords with local relationships tend to find 75074 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Plano:
Property Strategy for 75074
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $252,113 | $2,130 | 6.1% | +5.7% | $126,056 |
| 3BR | $344,763 | $2,680 | 5.6% | +6.2% | $114,921 |
| 4BR | $481,404 | $3,410 | 5.1% | +7.6% | $120,351 |
| 5BR | $655,169 | — | — | +8.6% | $131,034 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 75074 Compare?
| Metric | 75074 | Plano | Dallas-Fort Worth-Arlington, TX | Texas |
|---|---|---|---|---|
| Home Value | $366,288 | $527,113 | N/A | $297,000 |
| 5-Year CAGR | 3.3% | 4.2% | N/A | 5.4% |
| Avg Rent | $1,589 | $1,768 | N/A | - |
| Cap Rate | 3.4% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75074 (Plano, TX). Anonymous, moderated, never written by AI.
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Property managers serving Collin County
Manage rentals here? List your business →North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website
Park One Properties provides property management services and leasing. summary from their website
Plano Property Management offers property management services in Plano. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $366,288 |
| Monthly Rent | $1,589 |
| Price-to-Rent | 19.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | -1.6% ▼ |
| 3-Year CAGR | -1.5% ▼ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | -5.4% ▼ |
| 3-Year CAGR | -2.5% ▼ |
| 5-Year CAGR | +1.6% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75074
Population: 53,146
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75074
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,656 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which investment style suits Plano, TX?
Most investors in Plano, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How do landlord-tenant laws work in Plano, TX?
The landlord environment in Plano, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What are rental rates like in Plano, TX?
Rents in Plano, TX run near $1,589/mo. Compared with median home prices of $366K that produces solid gross yields for typical rentals.
How does Plano, TX stack up for property investment?
With a 3.0/5 investability score, Plano, TX ranks as a solid market for rental property investors. Median prices of $366K and rents of $1,589/mo drive the underlying numbers.
How qualified is the tenant pool in Plano, TX?
Working renters make up the core of the Plano, TX tenant base. The pool is reasonable for investors targeting long-term holds.
You know 75074 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 75074 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 75074 ranks in Dallas-Fort Worth-Arlington, TX
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