Real Estate Investing in Richardson, Texas (75082)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Collin County • Population: 29,458 • Data updated: September 2026

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Should you buy in 75082 (Richardson, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.9 — hard to cash-flow at these prices.

What’s happening in Richardson, TX (75082)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $544,436
Avg Monthly Rent $1,625
1% Rule ✗ Does Not Meet
Median Income $108,869
% Renters 49.9%

Market Analysis: 75082 Richardson

ZIP 75082 inside Collin County looks affordable on the surface — median value of $544K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 75082 is healthy only for operators who understand what they are buying. A $544K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In practical terms, 75082 offers a low basis, the region around Richardson has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 75082 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 75082 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Richardson:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Declining (-1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,625/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75082

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
5BR
$129,562/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $295,975 $2,460 6.0% +4.4% $147,988
3BR $448,698 $3,100 5.0% +6.7% $149,566
4BR $553,794 $3,940 5.1% +7.2% $138,448
5BR $647,808 +7.5% $129,562

Market Trends

Home Value History (with trend line)

$599K$524K$448K$373K$297K$222KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,828$1,723$1,618$1,513$1,407$1,302Dec 2017Apr 2022Jul 2026

📊 How Does 75082 Compare?

Metric 75082 Richardson Dallas-Fort Worth-Arlington, TX Texas
Home Value $544,436 $464,201 N/A $297,000
5-Year CAGR 3.9% 4.3% N/A 5.4%
Avg Rent $1,625 $1,697 N/A -
Cap Rate 2.3% 2.9% - -
💡 Why Invest in 75082? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 50% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75082 (Richardson, TX). Anonymous, moderated, never written by AI.

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Property managers serving Collin County

Manage rentals here? List your business →

North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Park One Properties provides property management services and leasing. summary from their website

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Plano Property Management offers property management services in Plano. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $544,436
Monthly Rent $1,625
Price-to-Rent 27.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year -1.1% ▼
3-Year CAGR -1.0% ▼
5-Year CAGR +3.9% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year -4.1% ▼
3-Year CAGR -2.7% ▼
5-Year CAGR +0.3% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75082

Population: 29,458

💰 Median Household Income
$108,869
This area
$108,869
State
$70,593
USA
$74,580
🏠 Renter Occupied
49.9%
This area
49.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-25.4%
USA
3.7%
🎓 College Educated
66.5%
This area
66.5%
State
-5.8%
USA
33.7%
👤 Median Age
37.9 years
This area
37.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.8%
This area
4.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 56.2%
Asian 24.8%
Other/Mixed 9.7%
Black/African American 9.4%
Hispanic/Latino 5.2%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
12.2%
This area
12.2%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75082

A Avg School Grade
3 Schools
13.2:1 Avg Class Size
$16,882 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MILLER EL

📚 K – 05 Elementary
👥
306 Students
👨‍🏫
11.8:1 Class Size
💰
$16,882 Per Student
A Very Good

SCHELL EL

📚 K – 05 Elementary
👥
450 Students
👨‍🏫
14.2:1 Class Size
💰
$16,882 Per Student
A Very Good

STINSON EL

📚 K – 05 Elementary
👥
506 Students
👨‍🏫
13.5:1 Class Size
💰
$16,882 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

BARRON EL

📚 Pre-K – 05 Elementary
📍 3300 AVE P, PLANO
👥
365 Students
👨‍🏫
10.2:1 Class Size
💰
$16,882 Per Student
A Very Good

DOOLEY EL

📚 K – 05 Elementary
📍 2425 SAN GABRIEL DR, PLANO
👥
353 Students
👨‍🏫
11.7:1 Class Size
💰
$16,882 Per Student
A Very Good

FORMAN EL

📚 Pre-K – 05 Elementary
📍 3600 TIMBERLINE DR, PLANO
👥
539 Students
👨‍🏫
11.5:1 Class Size
💰
$16,882 Per Student
A Very Good

HICKEY EL

📚 K – 05 Elementary
📍 4100 COLDWATER CREEK, PLANO
👥
538 Students
👨‍🏫
11.9:1 Class Size
💰
$16,882 Per Student
A Very Good

MEADOWS EL

📚 K – 05 Elementary
📍 2800 18TH ST, PLANO
👥
364 Students
👨‍🏫
9.9:1 Class Size
💰
$16,882 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,656 Off-Campus Students
C
West Coast University-Dallas
1,615 students · 3.0 mi
C
Graduate America College
72 students · 3.4 mi
C+
ABC Beauty Academy
65 students · 4.3 mi
B
The University of Texas at Dallas
30,885 students · 4.9 mi
D
Galen Health Institutes-Dallas
554 students · 5.0 mi
D
The Chicago School at Dallas
198 students · 5.4 mi
D
The Chicago School-College of Nursing
2 students · 5.4 mi
D
Concorde Career College-Dallas
183 students · 6.7 mi

Investor Insight: With 2,656 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Richardson, TX good for landlords?

For rental operators, Richardson, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is Richardson, TX better for rentals, flips, or BRRRR?

Richardson, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($544K prices, $1,625/mo rents) make it a reasonable choice.

What are home prices like in Richardson, TX?

Median home price in Richardson, TX is near $544K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What kind of market is Richardson, TX for investors?

Our data puts Richardson, TX at 3.0/5 for investability. Home prices of $544K and rents around $1,625/mo create a solid backdrop for investor activity.

Is Richardson, TX suited for a house hack?

The a challenging house-hack environment in Richardson, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 75082 now. You don’t know where it ranks.

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How 75082 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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