Real Estate Investing in Garland, Texas (75042)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dallas County • Population: 38,040 • Data updated: September 2026

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Should you buy in 75042 (Garland, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Garland, TX (75042)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $273,076
Avg Monthly Rent $1,286
1% Rule ✗ Does Not Meet
Median Income $60,118
% Renters 41.3%

Market Analysis: 75042 Garland

The 75042 ZIP in Garland, TX is a local-operator market. Outside capital chasing a $273K entry has to pair deep knowledge with the discount.

Rent of $1,286/mo on a $273K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 75042 sits below the stated 0.0% once reality is priced in.

In the broader TX picture, 75042 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Turning to rents, 38,040 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 75042 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Garland:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Declining (-0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,286/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75042

Which property type performs best in this market?

Best for Cash Flow
4BR
6.3% cap rate
Best for Appreciation
3BR
+6.0% 5yr CAGR
Best Overall Value
5BR
$66,608/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $216,552 $1,650 5.5% +5.7% $108,276
3BR $269,330 $2,080 5.6% +6.0% $89,777
4BR $301,313 $2,640 6.3% +5.8% $75,328
5BR $333,042 +5.7% $66,608

Market Trends

Home Value History (with trend line)

$309K$261K$213K$164K$116K$68KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,492$1,442$1,392$1,343$1,293$1,243Mar 2024May 2025Jul 2026

📊 How Does 75042 Compare?

Metric 75042 Garland Dallas-Fort Worth-Arlington, TX Texas
Home Value $273,076 $285,577 N/A $297,000
5-Year CAGR 3.3% 3.2% N/A 5.4%
Avg Rent $1,286 $1,509 N/A -
Cap Rate 3.7% 4.2% - -
💡 Why Invest in 75042? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75042 (Garland, TX). Anonymous, moderated, never written by AI.

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Property managers serving Dallas County

Manage rentals here? List your business →

Accolade Property Management, Inc. is a full-service real estate management firm specializing in multifamily assets from Texas to Florida, dedicated to quality, value appreciation, and integrity. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Blue Mountain Community Management Inc. offers HOA and condominium management services in the Portland Metro, Southern and Coastal Oregon, Seattle, and Tri-Cities areas. summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

Enchill Property Management Consulting helps apartment properties fill vacancies and can build and train staff on effective property management. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $273,076
Monthly Rent $1,286
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year -0.7% ▼
3-Year CAGR -1.1% ▼
5-Year CAGR +3.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year -6.7% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75042

Population: 38,040

💰 Median Household Income
$60,118
This area
$60,118
State
$70,593
USA
$74,580
🏠 Renter Occupied
41.3%
This area
41.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-25.4%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
-5.8%
USA
33.7%
👤 Median Age
32.9 years
This area
32.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 41.8%
Other/Mixed 30.2%
Hispanic/Latino 26.9%
Asian 14.7%
Black/African American 13.2%
👶 Under 18
28.9%
This area
28.9%
USA
22.0%
👴 65 and Over
9.9%
This area
9.9%
USA
17.3%
📊 Poverty Rate
11.8%
This area
11.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75042

B Avg School Grade
12 Schools
15.0:1 Avg Class Size
$12,262 Avg Per Pupil

Schools in This ZIP Code

A Very Good

O HENRY EL

📚 Pre-K – 06 School
👥
471 Students
👨‍🏫
14.8:1 Class Size
💰
$16,946 Per Student
B+ Above Average

BULLOCK EL

📚 Pre-K – 05 Elementary
👥
537 Students
👨‍🏫
15.0:1 Class Size
💰
$11,836 Per Student
B+ Above Average

DAVIS EL

📚 Pre-K – 05 Elementary
👥
471 Students
👨‍🏫
14.8:1 Class Size
💰
$11,836 Per Student
B+ Above Average

GOLDEN MEADOWS EL

📚 Pre-K – 05 Elementary
👥
450 Students
👨‍🏫
14.9:1 Class Size
💰
$11,836 Per Student
B+ Above Average

WALNUT GLEN ACAD FOR EXCEL

📚 Pre-K – 05 Elementary
👥
409 Students
👨‍🏫
14.7:1 Class Size
💰
$11,836 Per Student
B+ Above Average

WEBB MIDDLE

📚 06 – 08 Middle
👥
934 Students
👨‍🏫
14.0:1 Class Size
💰
$11,836 Per Student
B+ Above Average

WILLIAMS EL

📚 Pre-K – 05 Elementary
👥
245 Students
👨‍🏫
12.9:1 Class Size
💰
$11,836 Per Student
B Good

BEAVER TECHNOLOGY CENTER

📚 Pre-K – 05 Elementary
👥
541 Students
👨‍🏫
15.1:1 Class Size
💰
$11,836 Per Student
B Good

BRADFIELD EL

📚 Pre-K – 05 Elementary
👥
492 Students
👨‍🏫
16.7:1 Class Size
💰
$11,836 Per Student
B Good

JACKSON TECHNOLOGY CENTER

📚 06 – 08 Middle
👥
1,143 Students
👨‍🏫
15.2:1 Class Size
💰
$11,836 Per Student
C+ Average

N GARLAND H S

📚 09 – 12 High School
👥
2,785 Students
👨‍🏫
16.8:1 Class Size
💰
$11,836 Per Student
C+ Average

GILBREATH-REED CAREER AND TECHNICAL CENTER

📚 11 – 12 High School Limited Data
💰
$11,836 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
ABC Beauty Academy
65 students · 1.4 mi
C
Graduate America College
72 students · 2.8 mi
C
Remington College-Online Dallas
111 students · 3.4 mi
D
Remington College-Dallas Campus
208 students · 3.4 mi
C+
Dallas Barber & Stylist College
30 students · 3.6 mi
D
Concorde Career College-Dallas
183 students · 3.9 mi
C
Amberton University
897 students · 3.9 mi
D
Bakke Graduate University
160 students · 4.8 mi

Frequently Asked Questions

What is the typical renter like in Garland, TX?

The renter base in Garland, TX is reasonable for the $1,286/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

What is the best play in Garland, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Garland, TX. The numbers - $273K homes against $1,286/mo rents - support that play.

Is housing expensive in Garland, TX?

Typical homes in Garland, TX go for around $273K. The 5-year CAGR of 0.0% reliable price movement.

Does house hacking make sense in Garland, TX?

The a challenging house-hack environment in Garland, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is real estate in Garland, TX a good investment right now?

Investors tracking Garland, TX will find a 3.0/5 rating supported by $273K median home values and $1,286/mo rents. That profile suits long-term holders targeting stable returns.

You know 75042 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75042 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75042 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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