Real Estate Investing in Howe, Texas (75459)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75459 (Howe, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.6% of homes vacant — above national norms.
- 1-year downturn: Values declined 6.3% in the last year.
What’s happening in Howe, TX (75459)?
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Market Analysis: 75459 Howe
Investors eyeing 75459 need to respect the fundamentals at play. Home values of $298K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $298K asset, 75459 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within TX, ZIP 75459 trails on several market indicators that neighboring Grayson County submarkets outperform. The gap is real and robust enough to shape underwriting.
On the rental side, 6,620 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 75459 is an operator game, not a passive one. On balance, entry prices of $298K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Howe:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 75459 Compare?
| Metric | 75459 | Howe | Sherman-Denison, TX | Texas |
|---|---|---|---|---|
| Home Value | $298,083 | $298,083 | N/A | $297,000 |
| 5-Year CAGR | 2.4% | 2.4% | N/A | 5.4% |
| Avg Rent | $1,825 | $1,825 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75459 (Howe, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $298,083 |
| Monthly Rent | $1,825 |
| Price-to-Rent | 13.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 7.2% |
📈 Home Appreciation
| 1-Year | -6.3% ▼ |
| 3-Year CAGR | -2.6% ▼ |
| 5-Year CAGR | +2.4% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75459
Population: 6,620
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75459
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,277 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the average monthly rent in Howe, TX?
Expect rents around $1,825/mo per month in Howe, TX. With home values at $298K, the yield math works out to reasonable levels for rental investors.
How do home values compare in Howe, TX?
In Howe, TX the median home value sits at $298K. Against the broader TX market, that reads as reasonable for most investors.
What kind of market is Howe, TX for investors?
Investors tracking Howe, TX will find a 3.0/5 rating supported by $298K median home values and $1,825/mo rents. That profile suits long-term holders targeting measured returns.
How should investors approach Howe, TX?
In Howe, TX the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $298K prices and $1,825/mo rents suits that approach.
Is Howe, TX a good market for FHA house hackers?
Howe, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $298K price point reasonable to enter.
You know 75459 now. You don’t know where it ranks.
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How 75459 ranks in Sherman-Denison, TX
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