Real Estate Investing in Ravenna, Texas (75476)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fannin County • Population: 1,203 • Data updated: September 2026

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Should you buy in 75476 (Ravenna, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 37.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ravenna, TX (75476)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $388,306
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $56,250
% Renters 9.6%

Market Analysis: 75476 Ravenna

ZIP 75476 inside Fannin County looks affordable on the surface — median value of $388K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 75476 can be a a strong candidate for hunting ground — but the discount at $388K reflects genuine risk that outside investors often underestimate.

ZIP 75476's metrics run below Fannin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

From a cash-flow lens, 1,203 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 75476 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ravenna:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.9× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Bonham, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bonham, TX metro data

Market Trends

Home Value History (with trend line)

$395K$387K$380K$372K$365K$357KFeb 2022May 2024Jul 2026

📊 How Does 75476 Compare?

Metric 75476 Ravenna Bonham, TX Texas
Home Value $388,306 $388,306 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $873 $873 N/A -
Cap Rate 1.8% 1.8% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75476 (Ravenna, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.8%
Low

📉 Market Crash Risk Index

Based on Bonham, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $388,306
Monthly Rent $873
Price-to-Rent 37.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 3.2%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75476

Population: 1,203

💰 Median Household Income
$56,250
This area
$56,250
State
$70,593
USA
$74,580
🏠 Renter Occupied
9.6%
This area
9.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-25.4%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
-5.8%
USA
33.7%
👤 Median Age
53.0 years
This area
53.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 90.5%
Other/Mixed 9.5%
Hispanic/Latino 0.2%
👶 Under 18
10.9%
This area
10.9%
USA
22.0%
👴 65 and Over
32.5%
This area
32.5%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much should I expect to pay for a home in Ravenna, TX?

Ravenna, TX home values average about $388K. That price point suits investors targeting rentals with $873/mo in monthly income.

What type of investing works in Ravenna, TX?

In Ravenna, TX the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $388K prices and $873/mo rents suits that approach.

Is Ravenna, TX good for house hacking?

Ravenna, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $388K price point reasonable to enter.

Is Ravenna, TX good for landlords?

Rental owners in Ravenna, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How much do tenants pay in Ravenna, TX?

The typical rental in Ravenna, TX commands about $873/mo monthly. That rent profile consistent cash flow against the $388K purchase basis.

You know 75476 now. You don’t know where it ranks.

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How 75476 ranks in Bonham, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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