Real Estate Investing in Ivanhoe, Texas (75447)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fannin County • Population: 1,041 • Data updated: September 2026

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Should you buy in 75447 (Ivanhoe, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 35.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ivanhoe, TX (75447)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $375,975
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $101,875
% Renters 6.3%

Market Analysis: 75447 Ivanhoe

The 75447 ZIP covers a section of Ivanhoe that demands careful diligence. Prices near $376K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75447 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Looking more closely, 75447 offers a low basis, the region around Ivanhoe has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 75447 ZIP's population of 1,041 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Strategically, 75447 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ivanhoe:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Bonham, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bonham, TX metro data

Market Trends

Home Value History (with trend line)

$402K$345K$288K$232K$175K$118KMar 2009Nov 2017Jul 2026

📊 How Does 75447 Compare?

Metric 75447 Ivanhoe Bonham, TX Texas
Home Value $375,975 $378,385 N/A $297,000
5-Year CAGR 3.8% 3.8% N/A 5.4%
Avg Rent $873 $873 N/A -
Cap Rate 1.8% 1.8% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75447 (Ivanhoe, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.8%
Low
5yr Growth
+3.8%
Moderate

📉 Market Crash Risk Index

Based on Bonham, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $375,975
Monthly Rent $873
Price-to-Rent 35.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75447

Population: 1,041

💰 Median Household Income
$101,875
This area
$101,875
State
$70,593
USA
$74,580
🏠 Renter Occupied
6.3%
This area
6.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-25.4%
USA
3.7%
🎓 College Educated
11.9%
This area
11.9%
State
-5.8%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.7%
This area
5.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 92.7%
Other/Mixed 5.8%
Asian 1.4%
Hispanic/Latino 0.3%
Black/African American 0.1%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75447

A Avg School Grade
2 Schools
9.4:1 Avg Class Size
$16,606 Avg Per Pupil

Schools in This ZIP Code

A Very Good

RAYBURN H S

📚 07 – 12 High School
👥
217 Students
👨‍🏫
9.1:1 Class Size
💰
$16,606 Per Student
A Very Good

SAM RAYBURN EL

📚 Pre-K – 06 School
👥
267 Students
👨‍🏫
9.6:1 Class Size
💰
$16,606 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Ivanhoe, TX good for house hacking?

The house hack math a challenging in Ivanhoe, TX. Owner-occupant buyers benefit from the $873/mo rents and $376K home values.

How strong is the working-renter base in Ivanhoe, TX?

The renter base in Ivanhoe, TX is reasonable for the $873/mo price point. Screening well and pricing to market typically yields predictable tenants.

How strict are landlord regulations in Ivanhoe, TX?

Rental owners in Ivanhoe, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How should investors approach Ivanhoe, TX?

In Ivanhoe, TX the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $376K prices and $873/mo rents suits that approach.

What is the typical home price in Ivanhoe, TX?

Homes in Ivanhoe, TX typically sell near $376K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

You know 75447 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75447 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75447 ranks in Bonham, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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