Real Estate Investing in Bonham, Texas (75418)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75418 (Bonham, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 12.4% of homes vacant — above national norms.
What’s happening in Bonham, TX (75418)?
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Market Analysis: 75418 Bonham
ZIP 75418 in Bonham, TX carries a sturdy set of headwinds. Home values near $233K and rents of $1,492/mo sit inside a market where underwriting has to be tight.
The 75418 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Bonham have seen price recovery that 75418 has not matched. Fannin County data supports the view that the spread is structural rather than temporary.
Resident income in 75418 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. notable returns are possible in 75418, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Bonham:
Property Strategy for 75418
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $152,688 | $970 | 4.6% | +8.9% | $76,344 |
| 3BR | $228,916 | $1,350 | 4.2% | +7.4% | $76,305 |
| 4BR | $335,031 | $1,640 | 3.5% | +7.4% | $83,758 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 75418 Compare?
| Metric | 75418 | Bonham | Bonham, TX | Texas |
|---|---|---|---|---|
| Home Value | $233,079 | $254,425 | N/A | $297,000 |
| 5-Year CAGR | 3.7% | 3.7% | N/A | 5.4% |
| Avg Rent | $1,492 | $1,192 | N/A | - |
| Cap Rate | 5.0% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75418 (Bonham, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $233,079 |
| Monthly Rent | $1,492 |
| Price-to-Rent | 13.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.7% |
| Cap Rate | 5.0% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | +0.3% ▲ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75418
Population: 14,685
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75418
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How expensive is real estate in Bonham, TX?
Typical homes in Bonham, TX go for around $233K. The 5-year CAGR of 0.0% stable price movement.
Is Bonham in TX worth investing in?
The 3.0/5 investability rating in Bonham, TX reflects its $233K prices and $1,492/mo rents. Investors generally consider it a solid option within TX.
Is Bonham, TX better for rentals, flips, or BRRRR?
A careful cash-flow rentals with hands-on management strategy Bonham, TX best. The market produces even-keeled results for that approach at the $233K price point.
Is rental property easy to operate in Bonham, TX?
For rental operators, Bonham, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
How viable is house hacking in Bonham, TX?
House hacking works a challenging in Bonham, TX. Rents of $1,492/mo against $233K acquisition make the strategy solid for owner-occupants.
You know 75418 now. You don’t know where it ranks.
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How 75418 ranks in Bonham, TX
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