Real Estate Investing in Bonham, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 15,033 • Fannin County

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Should you buy in Bonham, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.5 / 5 (40/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.6% of homes vacant — above national norms.

What’s happening in Bonham, TX?

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2.5/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.7% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $254,425
Avg Monthly Rent $1,192
ZIP Codes 2

Investing in Bonham Real Estate

Bonham, TX covers 2 ZIP codes and a population but the investment metrics here are sluggish — this is not a market to enter casually.

Bonham is the kind of market where the cap rate on paper and the cap rate realized tend to diverge. clearly out-of-state investors should be especially careful with the assumptions they carry in.

The $1,192/mo / $254K relationship in Bonham looks subdued once vacancy and capex are incorporated into underwriting. leans the realized yield tends to disappoint.

Population dynamics in Bonham haven't been supportive. less favorable for combined with underwhelming income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Bonham, TX

Bonham is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Bonham, TX. Anonymous, moderated, never written by AI.

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Avg Home Value
$254,425
Avg Monthly Rent
$1,192
1% Rule
✗ Below
Landlord Friendly (TX)

📉 Market Crash Risk Index

Based on Bonham, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Bonham, TX metro
0
Days to pending
8.9%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Bonham, TX

Screen every ZIP in Bonham

Filter Bonham’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Bonham, TX

How much is rent in Bonham, TX?

Rents in Bonham, TX run near $1,192/mo. Compared with median home prices of $254K that produces solid gross yields for typical rentals.

What approach is best for Bonham, TX real estate?

The best-fit strategy in Bonham, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the investability score for Bonham, TX?

Bonham, TX records an investability rating of 2.5/5, with median home values near $254K and average rents around $1,192/mo. That combination puts it in the resilient tier for investor interest.

Should investors worry about vacancy in Bonham, TX?

Vacancy in Bonham, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,192/mo.

Can owner-occupants cash flow in Bonham, TX?

Bonham, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,192/mo rent level.

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