Real Estate Investing in Savoy, Texas (75479)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75479 (Savoy, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Savoy, TX (75479)?
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Market Analysis: 75479 Savoy
Not every below-median market is a bargain. Savoy's 75479 ZIP records signals that favor experienced operators who can absorb the risk $307K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 75479 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 75479 and stronger Savoy ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 75479 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Savoy:
Market Trends
Home Value History (with trend line)
📊 How Does 75479 Compare?
| Metric | 75479 | Savoy | Bonham, TX | Texas |
|---|---|---|---|---|
| Home Value | $306,580 | $306,580 | N/A | $297,000 |
| 5-Year CAGR | 4.5% | 4.5% | N/A | 5.4% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75479 (Savoy, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $306,580 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 23.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +3.2% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75479
Population: 2,090
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75479
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Savoy, TX for real estate investors?
Investors tracking Savoy, TX will find a 3.0/5 rating supported by $307K median home values and $1,089/mo rents. That profile suits long-term holders targeting reliable returns.
What strategy should investors use in Savoy, TX?
In Savoy, TX the notable play is typically careful cash-flow rentals with hands-on management. The combination of $307K prices and $1,089/mo rents suits that approach.
What are vacancy rates like in Savoy, TX?
Savoy, TX carries elevated vacancy risk. Expect measured absorption at market rents of $1,089/mo.
What are home prices like in Savoy, TX?
In Savoy, TX the median home value sits at $307K. Against the broader TX market, that reads as reasonable for most investors.
What is the average monthly rent in Savoy, TX?
Investors in Savoy, TX typically see rents near $1,089/mo per month against $307K home values - a solid setup for rental cash flow.
You know 75479 now. You don’t know where it ranks.
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How 75479 ranks in Bonham, TX
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