Real Estate Investing in Waxahachie, Texas (75165)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ellis County • Population: 51,203 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 75165 (Waxahachie, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Waxahachie, TX (75165)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $351,999
Avg Monthly Rent $1,701
1% Rule ✗ Does Not Meet
Median Income $83,970
% Renters 34.8%

Market Analysis: 75165 Waxahachie

This part of Ellis County is not an easy win. The 75165 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 75165 can be a a solid fit for hunting ground — but the discount at $352K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 75165 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 75165 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 75165 is an operator game, not a passive one. From an investor standpoint, entry prices of $352K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Waxahachie:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
18/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,701/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75165

Which property type performs best in this market?

Best for Cash Flow
2BR
6.3% cap rate
Best for Appreciation
2BR
+7.0% 5yr CAGR
Best Overall Value
5BR
$102,275/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $208,491 $1,810 6.3% +7.0% $104,246
3BR $320,096 $2,280 5.1% +6.7% $106,699
4BR $412,217 $2,900 5.1% +6.5% $103,054
5BR $511,377 +6.8% $102,275

Market Trends

Home Value History (with trend line)

$383K$330K$276K$223K$169K$115KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,910$1,817$1,725$1,632$1,540$1,447Jan 2021Oct 2023Jul 2026

📊 How Does 75165 Compare?

Metric 75165 Waxahachie Dallas-Fort Worth-Arlington, TX Texas
Home Value $351,999 $431,728 N/A $297,000
5-Year CAGR 3.4% 4.1% N/A 5.4%
Avg Rent $1,701 $1,893 N/A -
Cap Rate 3.8% 3.5% - -
💡 Why Invest in 75165? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75165 (Waxahachie, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 75165 (Waxahachie, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $351,999
Monthly Rent $1,701
Price-to-Rent 17.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR -0.2% ▼
5-Year CAGR +3.4% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year -7.9% ▼
3-Year CAGR -2.0% ▼
5-Year CAGR +2.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75165

Population: 51,203

💰 Median Household Income
$83,970
This area
$83,970
State
$70,593
USA
$74,580
🏠 Renter Occupied
34.8%
This area
34.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.4%
USA
3.7%
🎓 College Educated
27.4%
This area
27.4%
State
-5.8%
USA
33.7%
👤 Median Age
33.9 years
This area
33.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.7%
This area
5.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 68.3%
Other/Mixed 16.2%
Black/African American 14.7%
Hispanic/Latino 11.6%
Asian 0.7%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
14.1%
This area
14.1%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75165

C+ Avg School Grade
25 Schools
14.1:1 Avg Class Size
$13,210 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CLIFT EL

📚 K – 05 Elementary
👥
608 Students
👨‍🏫
14.9:1 Class Size
💰
$12,982 Per Student
B+ Above Average

DUNAWAY EL

📚 K – 05 Elementary
👥
465 Students
👨‍🏫
12.6:1 Class Size
💰
$12,982 Per Student
B+ Above Average

FELTY EL

📚 K – 05 Elementary
👥
528 Students
👨‍🏫
14.7:1 Class Size
💰
$12,982 Per Student
B+ Above Average

HOWARD J H

📚 06 – 08 Middle
👥
786 Students
👨‍🏫
13.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

MARVIN BIOMEDICAL ACADEMY

📚 Pre-K – 05 Elementary
👥
491 Students
👨‍🏫
14.7:1 Class Size
💰
$12,982 Per Student
B+ Above Average

NORTHSIDE EL

📚 Pre-K – 05 Elementary
👥
497 Students
👨‍🏫
14.2:1 Class Size
💰
$12,982 Per Student
B+ Above Average

SHACKELFORD EL

📚 K – 05 Elementary
👥
441 Students
👨‍🏫
13.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

WAXAHACHIE GLOBAL H S

📚 09 – 12 High School
👥
356 Students
👨‍🏫
12.7:1 Class Size
💰
$12,982 Per Student
B+ Above Average

WEDGEWORTH EL

📚 K – 05 Elementary
👥
684 Students
👨‍🏫
14.9:1 Class Size
💰
$12,982 Per Student
B+ Above Average

WILEMON STEAM ACADEMY

📚 K – 05 Elementary
👥
430 Students
👨‍🏫
13.0:1 Class Size
💰
$12,982 Per Student
B+ Above Average

COLEMAN J H

📚 06 – 08 Middle
👥
814 Students
👨‍🏫
13.7:1 Class Size
💰
$12,982 Per Student
B+ Above Average

FINLEY J H

📚 06 – 08 Middle
👥
838 Students
👨‍🏫
14.9:1 Class Size
💰
$12,982 Per Student
B+ Above Average

TURNER PREKINDERGARTEN ACADEMY

📚 Grade PK Elementary
👥
261 Students
👨‍🏫
14.6:1 Class Size
💰
$12,982 Per Student
B Good

SIMPSON EL

📚 K – 05 Elementary
👥
679 Students
👨‍🏫
15.3:1 Class Size
💰
$12,982 Per Student
C+ Average

WAXAHACHIE H S OF CHOICE

📚 10 – 12 High School
👥
55 Students
👨‍🏫
4.7:1 Class Size
💰
$12,982 Per Student
C+ Average

ELLIS CO JJAEP

📚 05 – 12 High School Limited Data
💰
$18,569 Per Student
C+ Average

LIFE MIDDLE WAXAHACHIE

📚 07 – 08 Middle Charter
👥
595 Students
👨‍🏫
18.8:1 Class Size
💰
$10,308 Per Student
C Below Average

ELLIS CO JJAEP

📚 05 – 12 High School Limited Data
💰
$15,854 Per Student
C Below Average

ELLIS CO JJAEP

📚 05 – 12 High School Limited Data
💰
$15,866 Per Student
C Below Average

LIFE H S WAXAHACHIE

📚 09 – 12 High School Charter
👥
1,102 Students
👨‍🏫
18.8:1 Class Size
💰
$10,308 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Southwestern Assemblies of God University
1,725 students · 4.2 mi

Frequently Asked Questions

Where do rents currently stand in Waxahachie, TX?

Rents in Waxahachie, TX run near $1,701/mo. Compared with median home prices of $352K that produces solid gross yields for typical rentals.

What are home prices like in Waxahachie, TX?

Typical homes in Waxahachie, TX go for around $352K. The 5-year CAGR of 0.0% measured price movement.

What kind of market is Waxahachie, TX for investors?

The 3.0/5 investability rating in Waxahachie, TX reflects its $352K prices and $1,701/mo rents. Investors generally consider it a solid option within TX.

What is the typical renter like in Waxahachie, TX?

Expect a solid tenant pool in Waxahachie, TX. The rental market absorbs $1,701/mo rents without meaningful friction.

How tight is the rental market in Waxahachie, TX?

Waxahachie, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 75165 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75165 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 75165 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 75165 (Waxahachie)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 75165 (Waxahachie, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.