Real Estate Investing in Rice, Texas (75105)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Navarro County • Population: 132 • Data updated: September 2026

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Should you buy in 75105 (Rice, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (15/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 52.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rice, TX (75105)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $341,519
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 6.4%

Market Analysis: 75105 Rice

Not every below-median market is a bargain. Rice's 75105 ZIP shows signals that favor experienced operators who can absorb the risk $342K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $342K asset, 75105 is the wrong submarket. If the plan prices in friction, the yield can still work.

On the rental side, 75105 offers a low basis, the region around Rice has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 75105 includes headwinds that any investor should price in. Income distribution skews lower than Rice averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 75105 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rice:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Corsicana, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Corsicana, TX metro data

Market Trends

Home Value History (with trend line)

$353K$343K$333K$323K$313K$303KDec 2023Apr 2025Jul 2026

📊 How Does 75105 Compare?

Metric 75105 Rice Corsicana, TX Texas
Home Value $341,519 $317,490 N/A $297,000
5-Year CAGR N/A 5.0% N/A 5.4%
Avg Rent $1,098 $1,026 N/A -
Cap Rate 2.5% 2.5% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75105 (Rice, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low

📉 Market Crash Risk Index

Based on Corsicana, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $341,519
Monthly Rent $1,098
Price-to-Rent 25.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
52.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75105

Population: 132

💰 Median Household Income
N/A
🏠 Renter Occupied
6.4%
This area
6.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-25.4%
USA
3.7%
🎓 College Educated
37.5%
This area
37.5%
State
-5.8%
USA
33.7%
👤 Median Age
38.1 years
This area
38.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
52.0%
This area
52.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.2%
Black/African American 20.8%
👶 Under 18
37.7%
This area
37.7%
USA
22.0%
👴 65 and Over
7.8%
This area
7.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical home price in Rice, TX?

The median home value in Rice, TX is roughly $342K. That puts it reasonable relative to the TX statewide average.

How strong is tenant demand in Rice, TX?

The tenant pool in Rice, TX is solid, supported by local employment and population fundamentals. Rents of $1,098/mo are well-absorbed by the market.

Does Rice, TX make sense for an investment property?

Yes - Rice, TX a 2.0/5 investability score. With $342K home prices against $1,098/mo monthly rent, the market delivers a reasonable entry point for new investors.

What do landlords charge for rent in Rice, TX?

The typical rental in Rice, TX commands about $1,098/mo monthly. That rent profile steady cash flow against the $342K purchase basis.

How strict are landlord regulations in Rice, TX?

For rental operators, Rice, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 75105 now. You don’t know where it ranks.

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How 75105 ranks in Corsicana, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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