Real Estate Investing in Wylie, Texas (75098)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Collin County • Population: 67,513 • Data updated: September 2026

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Should you buy in 75098 (Wylie, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Wylie, TX (75098)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $421,950
Avg Monthly Rent $1,882
1% Rule ✗ Does Not Meet
Median Income $112,198
% Renters 21.3%

Market Analysis: 75098 Wylie

Investors eyeing 75098 need to respect the fundamentals at play. Home values of $422K come alongside slower price movement and elevated management overhead.

The 75098 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 75098's metrics run below Collin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 75098 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 75098 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wylie:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Declining (-2.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,882/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75098

Which property type performs best in this market?

Best for Cash Flow
2BR
6.8% cap rate
Best for Appreciation
5BR
+8.4% 5yr CAGR
Best Overall Value
3BR
$116,300/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $264,433 $2,490 6.8% +5.5% $132,217
3BR $348,899 $3,140 6.5% +6.1% $116,300
4BR $468,301 $3,990 6.1% +7.0% $117,075
5BR $614,966 +8.4% $122,993

Market Trends

Home Value History (with trend line)

$493K$423K$353K$283K$213K$143KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,017$1,868$1,719$1,571$1,422$1,273Jul 2016Jul 2021Jul 2026

📊 How Does 75098 Compare?

Metric 75098 Wylie Dallas-Fort Worth-Arlington, TX Texas
Home Value $421,950 $421,950 N/A $297,000
5-Year CAGR 3.0% 3.0% N/A 5.4%
Avg Rent $1,882 $1,882 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 75098? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75098 (Wylie, TX). Anonymous, moderated, never written by AI.

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Property managers serving Collin County

Manage rentals here? List your business →

North Texas Property Management offers residential property management services for rental properties and single-family homes in Plano, McKinney, and Allen. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Park One Properties provides property management services and leasing. summary from their website

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Plano Property Management offers property management services in Plano. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+3.0%
Slow

📊 Market Snapshot

Home Value $421,950
Monthly Rent $1,882
Price-to-Rent 18.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year -2.9% ▼
3-Year CAGR -2.3% ▼
5-Year CAGR +3.0% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year -2.2% ▼
3-Year CAGR -0.6% ▼
5-Year CAGR +2.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75098

Population: 67,513

💰 Median Household Income
$112,198
This area
$112,198
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.3%
This area
21.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-25.4%
USA
3.7%
🎓 College Educated
41.0%
This area
41.0%
State
-5.8%
USA
33.7%
👤 Median Age
35.0 years
This area
35.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 62.5%
Other/Mixed 15.8%
Black/African American 11.9%
Hispanic/Latino 10.5%
Asian 9.8%
👶 Under 18
27.2%
This area
27.2%
USA
22.0%
👴 65 and Over
8.9%
This area
8.9%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75098

B+ Avg School Grade
19 Schools
14.5:1 Avg Class Size
$14,283 Avg Per Pupil

Schools in This ZIP Code

A Very Good

DODD EL

📚 Pre-K – 04 Elementary
👥
515 Students
👨‍🏫
12.3:1 Class Size
💰
$14,283 Per Student
A Very Good

P M AKIN EL

📚 Pre-K – 04 Elementary
👥
594 Students
👨‍🏫
14.4:1 Class Size
💰
$14,283 Per Student
A Very Good

R F HARTMAN EL

📚 Pre-K – 04 Elementary
👥
556 Students
👨‍🏫
13.3:1 Class Size
💰
$14,283 Per Student
A Very Good

R V GROVES EL

📚 Pre-K – 04 Elementary
👥
695 Students
👨‍🏫
13.6:1 Class Size
💰
$14,283 Per Student
A Very Good

RITA SMITH EL

📚 Pre-K – 04 Elementary
👥
606 Students
👨‍🏫
13.9:1 Class Size
💰
$14,283 Per Student
A Very Good

T F BIRMINGHAM EL

📚 Pre-K – 04 Elementary
👥
510 Students
👨‍🏫
12.2:1 Class Size
💰
$14,283 Per Student
A Very Good

TIBBALS EL

📚 Pre-K – 04 Elementary
👥
649 Students
👨‍🏫
14.8:1 Class Size
💰
$14,283 Per Student
B+ Above Average

GEORGE W BUSH EL

📚 Pre-K – 04 Elementary
👥
890 Students
👨‍🏫
14.9:1 Class Size
💰
$14,283 Per Student
B+ Above Average

WALLY WATKINS EL

📚 Pre-K – 04 Elementary
👥
850 Students
👨‍🏫
14.7:1 Class Size
💰
$14,283 Per Student
B+ Above Average

DAVIS INT

📚 05 – 06 School
👥
992 Students
👨‍🏫
16.8:1 Class Size
💰
$14,283 Per Student
B+ Above Average

FRANK MCMILLAN J H

📚 07 – 08 Middle
👥
937 Students
👨‍🏫
15.3:1 Class Size
💰
$14,283 Per Student
B+ Above Average

ACHIEVE ACADEMY

📚 04 – 12 High School
👥
113 Students
👨‍🏫
6.9:1 Class Size
💰
$14,283 Per Student
B Good

AB HARRISON INT

📚 05 – 06 School
👥
1,108 Students
👨‍🏫
15.5:1 Class Size
💰
$14,283 Per Student
B Good

DR AL DRAPER INTERMED

📚 05 – 06 School
👥
1,010 Students
👨‍🏫
15.7:1 Class Size
💰
$14,283 Per Student
B Good

GRADY BURNETT J H

📚 07 – 08 Middle
👥
1,034 Students
👨‍🏫
15.8:1 Class Size
💰
$14,283 Per Student
B Good

RAYMOND B COOPER J H

📚 07 – 08 Middle
👥
1,016 Students
👨‍🏫
16.8:1 Class Size
💰
$14,283 Per Student
B Good

WYLIE EAST H S

📚 09 – 12 High School
👥
2,640 Students
👨‍🏫
17.4:1 Class Size
💰
$14,283 Per Student
B Good

WYLIE H S

📚 09 – 12 High School
👥
3,095 Students
👨‍🏫
17.8:1 Class Size
💰
$14,283 Per Student
C Below Average

COLLIN CO J J A E P

📚 Grade 09 High School Limited Data
👥
2 Students
💰
$14,283 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,663 Off-Campus Students
C
Graduate America College
72 students · 8.0 mi
C+
ABC Beauty Academy
65 students · 10.4 mi
C
West Coast University-Dallas
1,615 students · 10.7 mi
C+
Collin County Community College District
37,772 students · 11.9 mi
D
Galen Health Institutes-Dallas
554 students · 12.6 mi
B
The University of Texas at Dallas
30,885 students · 12.6 mi
C
Amberton University
897 students · 12.7 mi
D
The Chicago School at Dallas
198 students · 13.1 mi

Investor Insight: With 10,663 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Wylie, TX a good market for buy-and-hold investors?

With a 3.0/5 investability score, Wylie, TX ranks as a solid market for rental property investors. Median prices of $422K and rents of $1,882/mo drive the underlying numbers.

What is the typical vacancy rate in Wylie, TX?

Vacancy risk in Wylie, TX is elevated. That supports predictable cash flow for typical rental holds.

What is the typical rental rate in Wylie, TX?

Wylie, TX rentals go for roughly $1,882/mo a month. That puts gross yield in solid territory relative to $422K acquisition costs.

What is it like being a landlord in Wylie, TX?

Wylie, TX operates under TX law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

What is the tenant pool like in Wylie, TX?

Tenant quality in Wylie, TX ranks as solid. Landlords generally report stable occupancy at market rents of $1,882/mo.

You know 75098 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75098 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75098 ranks in Dallas-Fort Worth-Arlington, TX

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Cash Flow → Appreciation → Affordable →
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