Real Estate Investing in Rowlett, Texas (75089)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dallas County • Population: 35,400 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 75089 (Rowlett, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Rowlett, TX (75089)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $377,974
Avg Monthly Rent $1,361
1% Rule ✗ Does Not Meet
Median Income $119,332
% Renters 20.4%

Market Analysis: 75089 Rowlett

This part of Dallas County is not an easy win. The 75089 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 75089 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 75089 sits on the difficult end of the TX spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Turning to rents, 35,400 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Rowlett's stable or hybrid ZIPs before stepping into 75089. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rowlett:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,361/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75089

Which property type performs best in this market?

Best for Cash Flow
4BR
6.9% cap rate
Best for Appreciation
5BR
+7.2% 5yr CAGR
Best Overall Value
5BR
$99,693/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $287,841 $2,440 6.1% +6.7% $143,921
3BR $327,063 $3,070 6.8% +6.3% $109,021
4BR $409,079 $3,910 6.9% +6.7% $102,270
5BR $498,467 +7.2% $99,693

Market Trends

Home Value History (with trend line)

$424K$363K$303K$243K$182K$122KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,131$1,966$1,800$1,635$1,470$1,304Mar 2021Nov 2023Jul 2026

📊 How Does 75089 Compare?

Metric 75089 Rowlett Dallas-Fort Worth-Arlington, TX Texas
Home Value $377,974 $368,748 N/A $297,000
5-Year CAGR 3.6% 3.5% N/A 5.4%
Avg Rent $1,361 $1,514 N/A -
Cap Rate 2.8% 3.2% - -
💡 Why Invest in 75089? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75089 (Rowlett, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 75089 (Rowlett, TX)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Dallas County

Manage rentals here? List your business →

Accolade Property Management, Inc. is a full-service real estate management firm specializing in multifamily assets from Texas to Florida, dedicated to quality, value appreciation, and integrity. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Blue Mountain Community Management Inc. offers HOA and condominium management services in the Portland Metro, Southern and Coastal Oregon, Seattle, and Tri-Cities areas. summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

Enchill Property Management Consulting helps apartment properties fill vacancies and can build and train staff on effective property management. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $377,974
Monthly Rent $1,361
Price-to-Rent 23.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR -1.4% ▼
5-Year CAGR +3.6% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year -31.3% ▼
3-Year CAGR -10.6% ▼
5-Year CAGR -5.1% ▼
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75089

Population: 35,400

💰 Median Household Income
$119,332
This area
$119,332
State
$70,593
USA
$74,580
🏠 Renter Occupied
20.4%
This area
20.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-25.4%
USA
3.7%
🎓 College Educated
41.0%
This area
41.0%
State
-5.8%
USA
33.7%
👤 Median Age
37.8 years
This area
37.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.9%
This area
4.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 50.1%
Black/African American 27.1%
Other/Mixed 13.2%
Asian 9.6%
Hispanic/Latino 8.7%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
9.3%
This area
9.3%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75089

B+ Avg School Grade
5 Schools
14.7:1 Avg Class Size
$11,836 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LIBERTY GROVE EL

📚 Pre-K – 05 Elementary
👥
512 Students
👨‍🏫
14.0:1 Class Size
💰
$11,836 Per Student
B+ Above Average

STEADHAM EL

📚 Pre-K – 05 Elementary
👥
448 Students
👨‍🏫
14.3:1 Class Size
💰
$11,836 Per Student
B+ Above Average

VERNON SCHRADE MIDDLE

📚 06 – 08 Middle
👥
822 Students
👨‍🏫
14.3:1 Class Size
💰
$11,836 Per Student
B Good

KEELEY EL

📚 Pre-K – 05 Elementary
👥
572 Students
👨‍🏫
15.9:1 Class Size
💰
$11,836 Per Student
B Good

NORMA DORSEY EL

📚 Pre-K – 05 Elementary
👥
573 Students
👨‍🏫
15.1:1 Class Size
💰
$11,836 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

BACK EL

📚 Pre-K – 05 Elementary
📍 7300 BLUEBONNET DR, ROWLETT
👥
428 Students
👨‍🏫
13.1:1 Class Size
💰
$11,836 Per Student
B+ Above Average

DORIS CULLINS-LAKE POINTE EL

📚 Pre-K – 06 School
📍 5701 SCENIC DR, ROWLETT
👥
534 Students
👨‍🏫
15.0:1 Class Size
💰
$12,162 Per Student
B+ Above Average

KATHERINE STEPHENS EL

📚 Pre-K – 05 Elementary
📍 3700 CHEYENNE DR, ROWLETT
👥
488 Students
👨‍🏫
12.5:1 Class Size
💰
$11,836 Per Student
B+ Above Average

ROWLETT EL

📚 Pre-K – 05 Elementary
📍 3315 CARLA DR, ROWLETT
👥
498 Students
👨‍🏫
14.6:1 Class Size
💰
$11,836 Per Student
B+ Above Average

COYLE MIDDLE

📚 07 – 08 Middle
📍 4500 SKYLINE DR, ROWLETT
👥
273 Students
👨‍🏫
12.0:1 Class Size
💰
$11,836 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Graduate America College
72 students · 6.0 mi
C
Amberton University
897 students · 8.0 mi
C+
ABC Beauty Academy
65 students · 8.2 mi
C
West Coast University-Dallas
1,615 students · 10.6 mi
D
Hands on Therapy
41 students · 10.6 mi
C
Remington College-Online Dallas
111 students · 11.0 mi
D
Remington College-Dallas Campus
208 students · 11.0 mi
C+
Dallas Barber & Stylist College
30 students · 11.3 mi

Frequently Asked Questions

How much does a house cost in Rowlett, TX?

In Rowlett, TX the median home value sits at $378K. Against the broader TX market, that reads as reasonable for most investors.

What is the typical renter like in Rowlett, TX?

Tenant quality in Rowlett, TX ranks as solid. Landlords generally report reliable occupancy at market rents of $1,361/mo.

How does Rowlett, TX rate as a rental market?

Rowlett, TX rates 3.0/5 for investability. With median values at $378K and rents near $1,361/mo, the market offers reasonable fundamentals for rental investors.

How tight is the rental market in Rowlett, TX?

Vacancy risk in Rowlett, TX is elevated. That supports consistent cash flow for typical rental holds.

Is TX a landlord-friendly state?

Landlord-friendliness in Rowlett, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 75089 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75089 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 75089 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 75089 (Rowlett)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 75089 (Rowlett, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.