Real Estate Investing in Braman, Oklahoma (74632)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kay County • Population: 469 • Data updated: September 2026

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Should you buy in 74632 (Braman, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 29.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Braman, OK (74632)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $144,396
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $93,229
% Renters 14.3%

Market Analysis: 74632 Braman

Not every below-median market is a bargain. Braman's 74632 ZIP shows signals that favor experienced operators who can absorb the risk $144K pricing implies.

The investment case in 74632 is impressive only for operators who understand what they are buying. A $144K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 74632 among OK's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 74632 includes headwinds that any investor should price in. Income distribution skews lower than Braman averages, and tenant stability requires active management.

New investors are better served looking at Braman's stable or hybrid ZIPs before stepping into 74632. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Braman:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Rising (+11.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ponca City, OK Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ponca City, OK metro data

Market Trends

Home Value History (with trend line)

$151K$133K$114K$95K$77K$58KJul 2006Jul 2016Jul 2026

📊 How Does 74632 Compare?

Metric 74632 Braman Ponca City, OK Oklahoma
Home Value $144,396 $144,396 N/A $214,563
5-Year CAGR 3.2% 3.2% N/A 6.9%
Avg Rent $846 $846 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 74632? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74632 (Braman, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+3.2%
Moderate

📉 Market Crash Risk Index

Based on Ponca City, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $144,396
Monthly Rent $846
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +11.4% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74632

Population: 469

💰 Median Household Income
$93,229
This area
$93,229
State
$58,994
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-1.8%
USA
3.7%
🎓 College Educated
25.1%
This area
25.1%
State
14.2%
USA
33.7%
👤 Median Age
60.4 years
This area
60.4 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
29.3%
This area
29.3%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Other/Mixed 3.3%
Hispanic/Latino 0.5%
Black/African American 0.2%
👶 Under 18
13.2%
This area
13.2%
USA
22.0%
👴 65 and Over
42.7%
This area
42.7%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much should I expect to pay for a home in Braman, OK?

Median home price in Braman, OK is near $144K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

How much is rent in Braman, OK?

Investors in Braman, OK typically see rents near $846/mo per month against $144K home values - a solid setup for rental cash flow.

Which real estate strategy fits Braman, OK?

Most investors in Braman, OK run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Are landlord laws favorable in Braman, OK?

OK law landlord-friendly for landlords, and Braman inherits those rules. Investors should still review local ordinances for rental licensing.

What is the rental occupancy rate in Braman, OK?

Vacancy risk in Braman, OK is elevated. That supports reliable cash flow for typical rental holds.

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How 74632 ranks in Ponca City, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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