Real Estate Investing in Henderson, Arkansas (72544)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Baxter County • Population: 965 • Data updated: September 2026

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Should you buy in 72544 (Henderson, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 47.0% of homes vacant — above national norms.
  • Lower household income: $36,029 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Henderson, AR (72544)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $209,090
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $36,029
% Renters 19.4%

Market Analysis: 72544 Henderson

On the rental side, ZIP 72544 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $209K median. It rewards specialists, not generalists.

Rent of $864/mo on a $209K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 72544 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Henderson have seen price recovery that 72544 has not matched. Baxter County data supports the view that the spread is structural rather than temporary.

The demographic picture in 72544 includes headwinds that any investor should price in. Income distribution skews lower than Henderson averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 72544 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Henderson:

C Below Average
Buy Confidence Score: 52/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Mountain Home, AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mountain Home, AR metro data

Market Trends

Home Value History (with trend line)

$242K$213K$184K$156K$127K$98KJul 2006Jul 2016Jul 2026

📊 How Does 72544 Compare?

Metric 72544 Henderson Mountain Home, AR Arkansas
Home Value $209,090 $209,090 N/A $216,341
5-Year CAGR 2.3% 2.3% N/A 5.7%
Avg Rent $864 $864 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 72544? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72544 (Henderson, AR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+2.3%
Slow

📉 Market Crash Risk Index

Based on Mountain Home, AR metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $209,090
Monthly Rent $864
Price-to-Rent 20.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
47.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 72544

Population: 965

💰 Median Household Income
$36,029
This area
$36,029
State
$52,981
USA
$74,580
🏠 Renter Occupied
19.4%
This area
19.4%
State
24.2%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-21.7%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
-9.2%
USA
33.7%
👤 Median Age
65.8 years
This area
65.8 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
47.0%
This area
47.0%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 4.6%
Hispanic/Latino 1.3%
👶 Under 18
12.5%
This area
12.5%
USA
22.0%
👴 65 and Over
53.4%
This area
53.4%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 500 Off-Campus Students
C
Arkansas State University-Mountain Home
1,284 students · 12.5 mi

Frequently Asked Questions

What are home prices like in Henderson, AR?

The median home value in Henderson, AR is roughly $209K. That puts it reasonable relative to the AR statewide average.

What is the typical vacancy rate in Henderson, AR?

Henderson, AR vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How do landlord-tenant laws work in Henderson, AR?

AR ranks as a landlord-friendly state for landlord-tenant law. Henderson generally follows the statewide framework, so landlords face reasonable operating rules.

What real estate strategy is ideal for Henderson, AR?

Henderson, AR investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($209K prices, $864/mo rents) make it a reasonable choice.

What is the tenant pool like in Henderson, AR?

Expect a solid tenant pool in Henderson, AR. The rental market absorbs $864/mo rents without meaningful friction.

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How 72544 ranks in Mountain Home, AR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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