Real Estate Investing in Stamps, Arkansas (71860)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lafayette County • Population: 1,966 • Data updated: September 2026

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Should you buy in 71860 (Stamps, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 30.1% of homes vacant — above national norms.
  • Declining values: -1.8% 5-year CAGR — values have moved lower.
  • Higher unemployment: 7.5% unemployment — tenant risk signal.
  • Lower household income: $34,524 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stamps, AR (71860)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $79,525
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $34,524
% Renters 23.8%

Market Analysis: 71860 Stamps

ZIP 71860 in Stamps, AR carries a notable set of headwinds. Home values near $80K and rents of $792/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 71860 can be a worth a close look for hunting ground — but the discount at $80K reflects genuine risk that outside investors often underestimate.

ZIP 71860's metrics run below Lafayette County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 71860 includes headwinds that any investor should price in. Income distribution skews lower than Stamps averages, and tenant stability requires active management.

The right play in 71860 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stamps:

C Below Average
Buy Confidence Score: 58/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+13.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Magnolia, AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Magnolia, AR metro data

Market Trends

Home Value History (with trend line)

$94K$89K$84K$78K$73K$68KFeb 2016May 2021Jul 2026

📊 How Does 71860 Compare?

Metric 71860 Stamps Magnolia, AR Arkansas
Home Value $79,525 $79,525 N/A $216,341
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $792 $792 N/A -
Cap Rate 7.8% 7.8% - -
💡 Why Invest in 71860? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 71860 (Stamps, AR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.8%
Good
5yr Growth
-1.8%
Declining

📉 Market Crash Risk Index

Based on Magnolia, AR metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $79,525
Monthly Rent $792
Price-to-Rent 8.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 12.0%
Cap Rate 7.8%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +13.4% ▲
3-Year CAGR -1.4% ▼
5-Year CAGR -1.8% ▼
10-Year CAGR +0.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 7.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (7.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
30.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 71860

Population: 1,966

💰 Median Household Income
$34,524
This area
$34,524
State
$52,981
USA
$74,580
🏠 Renter Occupied
23.8%
This area
23.8%
State
24.2%
USA
34.0%
💼 Unemployment Rate
7.5%
This area
7.5%
State
-21.7%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
-9.2%
USA
33.7%
👤 Median Age
43.0 years
This area
43.0 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
30.1%
This area
30.1%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 44.1%
Black/African American 41.6%
Other/Mixed 11.5%
Hispanic/Latino 6.6%
Asian 2.8%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
28.6%
This area
28.6%
USA
17.3%
📊 Poverty Rate
18.5%
This area
18.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 71860

A+ Avg School Grade
1 Schools
4.8:1 Avg Class Size
$17,479 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LAFAYETTE COUNTY HIGH SCHOOL

📚 07 – 12 High School
👥
236 Students
👨‍🏫
4.8:1 Class Size
💰
$17,479 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 302 Off-Campus Students
C+
Southern Arkansas University Main Campus
5,127 students · 14.9 mi

Frequently Asked Questions

How does Stamps, AR stack up for property investment?

The 3.0/5 investability rating in Stamps, AR reflects its $80K prices and $792/mo rents. Investors generally consider it a solid option within AR.

What do landlords charge for rent in Stamps, AR?

The typical rental in Stamps, AR commands about $792/mo monthly. That rent profile steady cash flow against the $80K purchase basis.

How qualified is the tenant pool in Stamps, AR?

Stamps, AR draws a stable base of working renters. Demand at the $792/mo rent level is reasonable for standard single-family and small multi rentals.

Does house hacking work in Stamps, AR?

For house hackers, Stamps, AR is a challenging. The $792/mo rent on a unit helps defray the mortgage on a $80K property.

What investment strategy works best in Stamps, AR?

Investors usually favor careful cash-flow rentals with hands-on management in Stamps, AR. With home values at $80K and rents near $792/mo, other strategies can work but produce steady rather than outsized returns.

You know 71860 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 71860 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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