Real Estate Investing in Oswego, Kansas (67356)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Labette • Population: 2,693 • Data updated: September 2026

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Should you buy in 67356 (Oswego, KS)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oswego, KS (67356)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $105,029
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $58,672
% Renters 28.5%

Market Analysis: 67356 Oswego

ZIP 67356 inside Labette looks affordable on the surface — median value of $105K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 67356 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 67356 among KS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 67356 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oswego:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 67356

Which property type performs best in this market?

Best for Cash Flow
2BR
9.9% cap rate
Best for Appreciation
3BR
+7.9% 5yr CAGR
Best Overall Value
2BR
$31,997/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $63,994 $880 9.9% +4.7% $31,997
3BR $125,648 $1,050 6.0% +7.9% $41,883
4BR $151,060 $1,210 5.8% +6.2% $37,765

Market Trends

Home Value History (with trend line)

$110K$99K$87K$76K$65K$53KFeb 2016May 2021Jul 2026

📊 How Does 67356 Compare?

Metric 67356 Oswego Kansas
Home Value $105,029 $105,029 $237,409
5-Year CAGR 4.5% 4.5% 7.2%
Avg Rent $792 $792 -
Cap Rate 5.9% 5.9% -
💡 Why Invest in 67356? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 67356 (Oswego, KS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $105,029
Monthly Rent $792
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.1%
Cap Rate 5.9%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 67356

Population: 2,693

💰 Median Household Income
$58,672
This area
$58,672
State
$67,472
USA
$74,580
🏠 Renter Occupied
28.5%
This area
28.5%
State
22.4%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-2.1%
USA
3.7%
🎓 College Educated
16.9%
This area
16.9%
State
17.3%
USA
33.7%
👤 Median Age
35.5 years
This area
35.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
12.1%
This area
12.1%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 90.3%
Other/Mixed 8.7%
Hispanic/Latino 2.4%
Black/African American 1.0%
👶 Under 18
29.4%
This area
29.4%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
11.7%
This area
11.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 67356

B+ Avg School Grade
2 Schools
11.2:1 Avg Class Size
$16,188 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Oswego Junior-Senior High School

📚 06 – 12 High School
👥
192 Students
👨‍🏫
9.6:1 Class Size
💰
$16,188 Per Student
B+ Above Average

Oswego Neosho Hgts Elem

📚 Pre-K – 05 Elementary
👥
184 Students
👨‍🏫
12.9:1 Class Size
💰
$16,188 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 846 Off-Campus Students
C
Labette Community College
1,454 students · 12.7 mi

Investor Insight: With 846 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is Oswego, KS for real estate investors?

Oswego, KS scores 3.0/5 for investability. Home values sit at $105K and rents near $792/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What type of investing works in Oswego, KS?

A careful cash-flow rentals with hands-on management strategy Oswego, KS best. The market produces even-keeled results for that approach at the $105K price point.

Is the tenant base reliable in Oswego, KS?

The renter base in Oswego, KS is reasonable for the $792/mo price point. Screening well and pricing to market typically yields consistent tenants.

How landlord-friendly is Oswego, KS?

Landlord-friendliness in Oswego, KS is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What do rentals go for in Oswego, KS?

Average rent in Oswego, KS is approximately $792/mo per month. Against $105K home values that yields a reasonable rent-to-price ratio.

You know 67356 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 67356 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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