Real Estate Investing in Stover, Missouri (65078)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65078 (Stover, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 50.3% of homes vacant — above national norms.
- Elevated poverty: 24.8% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stover, MO (65078)?
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Market Analysis: 65078 Stover
Not every below-median market is a bargain. Stover's 65078 ZIP clocks in at signals that favor experienced operators who can absorb the risk $209K pricing implies.
For an experienced owner, 65078 can be a a solid fit for hunting ground — but the discount at $209K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Stover have seen price recovery that 65078 has not matched. Morgan County data supports the view that the spread is structural rather than temporary.
The demographic picture in 65078 includes headwinds that any investor should price in. Income distribution skews lower than Stover averages, and tenant stability requires active management.
The 65078 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Stover:
Property Strategy for 65078
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $167,579 | $970 | 4.2% | +3.0% | $83,789 |
| 3BR | $235,934 | $1,280 | 3.9% | +6.8% | $78,645 |
Market Trends
Home Value History (with trend line)
📊 How Does 65078 Compare?
| Metric | 65078 | Stover | Missouri |
|---|---|---|---|
| Home Value | $208,621 | $208,621 | $254,657 |
| 5-Year CAGR | 2.0% | 2.0% | 7.0% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65078 (Stover, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $208,621 |
| Monthly Rent | $873 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 5.3% |
📈 Home Appreciation
| 1-Year | +6.3% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +2.0% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65078
Population: 3,716
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65078
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Stover, MO stack up for property investment?
Yes - Stover, MO a 3.0/5 investability score. With $209K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are renters plentiful in Stover, MO?
Stover, MO draws a even-keeled base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.
What is the typical vacancy rate in Stover, MO?
Occupancy in Stover, MO runs consistent with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.
Is Stover, MO suited for a house hack?
The a challenging house-hack environment in Stover, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Is Stover, MO better for rentals, flips, or BRRRR?
Stover, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($209K prices, $873/mo rents) make it a reasonable choice.
You know 65078 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65078 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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