Real Estate Investing in Cole Camp, Missouri (65325)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Benton County • Population: 3,134 • Data updated: September 2026

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Should you buy in 65325 (Cole Camp, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.8% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cole Camp, MO (65325)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $219,397
Avg Monthly Rent $819
1% Rule ✗ Does Not Meet
Median Income $49,667
% Renters 26.5%

Market Analysis: 65325 Cole Camp

ZIP 65325 inside Benton County looks affordable on the surface — median value of $219K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 65325 can be a a credible choice for hunting ground — but the discount at $219K reflects genuine risk that outside investors often underestimate.

Regionally, 65325 sits on the difficult end of the MO spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Turning to rents, 3,134 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cole Camp:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$251K$214K$176K$139K$102K$65KJan 2012May 2019Jul 2026

📊 How Does 65325 Compare?

Metric 65325 Cole Camp Missouri
Home Value $219,397 $219,397 $254,657
5-Year CAGR 1.3% 1.3% 7.0%
Avg Rent $819 $819 -
Cap Rate 2.9% 2.9% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65325 (Cole Camp, MO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.9%
Low
5yr Growth
+1.3%
Slow

📊 Market Snapshot

Home Value $219,397
Monthly Rent $819
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +1.3% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 65325

Population: 3,134

💰 Median Household Income
$49,667
This area
$49,667
State
$62,768
USA
$74,580
🏠 Renter Occupied
26.5%
This area
26.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-8.1%
USA
3.7%
🎓 College Educated
19.0%
This area
19.0%
State
8.6%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.8%
This area
17.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 98.0%
Other/Mixed 1.5%
Hispanic/Latino 0.9%
Black/African American 0.4%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
22.5%
This area
22.5%
USA
17.3%
📊 Poverty Rate
9.0%
This area
9.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65325

B Avg School Grade
3 Schools
12.8:1 Avg Class Size
$11,011 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

COLE CAMP ELEM.

📚 K – 06 School
👥
381 Students
👨‍🏫
12.6:1 Class Size
💰
$11,011 Per Student
B+ Above Average

COLE CAMP HIGH

📚 07 – 12 High School
👥
354 Students
👨‍🏫
13.0:1 Class Size
💰
$11,011 Per Student
C+ Average

COLE CAMP PRESCHOOL

📚 Grade PK Elementary Limited Data
💰
$11,011 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Do landlords face vacancy issues in Cole Camp, MO?

Rental vacancy in Cole Camp, MO is elevated. Investors should budget normal turnover but not chronic empty units.

How strong is tenant demand in Cole Camp, MO?

Cole Camp, MO draws a consistent base of working renters. Demand at the $819/mo rent level is reasonable for standard single-family and small multi rentals.

How strong are rents in Cole Camp, MO?

Investors in Cole Camp, MO typically see rents near $819/mo per month against $219K home values - a solid setup for rental cash flow.

What is the typical home price in Cole Camp, MO?

In Cole Camp, MO the median home value sits at $219K. Against the broader MO market, that reads as reasonable for most investors.

Which investment style suits Cole Camp, MO?

Investors usually favor careful cash-flow rentals with hands-on management in Cole Camp, MO. With home values at $219K and rents near $819/mo, other strategies can work but produce consistent rather than outsized returns.

You know 65325 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65325 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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