Real Estate Investing in Urich, Missouri (64788)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Henry • Population: 1,457 • Data updated: September 2026

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Should you buy in 64788 (Urich, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Urich, MO (64788)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $283,571
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $72,100
% Renters 16.7%

Market Analysis: 64788 Urich

The 64788 ZIP covers a section of Urich that demands careful diligence. Prices near $284K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 64788 can be a worth a close look for hunting ground — but the discount at $284K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Urich have seen price recovery that 64788 has not matched. Henry data supports the view that the spread is structural rather than temporary.

The 64788 ZIP's population of 1,457 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Distressed ZIPs reward experience. resilient returns are possible in 64788, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Urich:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+14.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$299K$261K$222K$184K$146K$108KFeb 2017Nov 2021Jul 2026

📊 How Does 64788 Compare?

Metric 64788 Urich Missouri
Home Value $283,571 $283,571 $254,657
5-Year CAGR 7.8% 7.8% 7.0%
Avg Rent $837 $837 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 64788? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64788 (Urich, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+7.8%
Strong

📊 Market Snapshot

Home Value $283,571
Monthly Rent $837
Price-to-Rent 28.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +14.7% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64788

Population: 1,457

💰 Median Household Income
$72,100
This area
$72,100
State
$62,768
USA
$74,580
🏠 Renter Occupied
16.7%
This area
16.7%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-8.1%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
8.6%
USA
33.7%
👤 Median Age
46.4 years
This area
46.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.4%
Hispanic/Latino 1.6%
Asian 0.2%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
1.4%
This area
1.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 12 Off-Campus Students
C+
Clinton Technical School
17 students · 14.4 mi

Frequently Asked Questions

How does Urich, MO rate as a rental market?

Urich, MO rates 3.0/5 for investability. With median values at $284K and rents near $837/mo, the market offers reasonable fundamentals for rental investors.

What investment strategy works best in Urich, MO?

In Urich, MO the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $284K prices and $837/mo rents suits that approach.

Do rentals sit vacant long in Urich, MO?

Rental vacancy in Urich, MO is elevated. Investors should budget normal turnover but not chronic empty units.

How landlord-friendly is Urich, MO?

The landlord environment in Urich, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How much rent can I charge in Urich, MO?

Urich, MO rentals go for roughly $837/mo a month. That puts gross yield in solid territory relative to $284K acquisition costs.

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