Real Estate Investing in Clinton, Missouri (64735)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Henry County • Population: 13,572 • Data updated: September 2026

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Should you buy in 64735 (Clinton, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clinton, MO (64735)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $231,644
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $54,741
% Renters 31.4%

Market Analysis: 64735 Clinton

This part of Henry County is not an easy win. The 64735 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Meanwhile, the numbers look inviting — $232K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64735 is substantial and deserves full respect.

Nearby ZIPs in Clinton have seen price recovery that 64735 has not matched. Henry County data supports the view that the spread is structural rather than temporary.

The 64735 ZIP's population of 13,572 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

New investors are better served looking at Clinton's stable or hybrid ZIPs before stepping into 64735. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clinton:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 64735

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
3BR
+9.6% 5yr CAGR
Best Overall Value
2BR
$61,680/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $123,361 $890 5.2% +9.1% $61,680
3BR $230,073 $1,170 3.7% +9.6% $76,691
4BR $332,082 $1,180 2.6% +9.0% $83,021

Market Trends

Home Value History (with trend line)

$247K$212K$178K$144K$110K$75KJan 2012May 2019Jul 2026

📊 How Does 64735 Compare?

Metric 64735 Clinton Missouri
Home Value $231,644 $231,644 $254,657
5-Year CAGR 6.2% 6.2% 7.0%
Avg Rent $801 $801 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 64735? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64735 (Clinton, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $231,644
Monthly Rent $801
Price-to-Rent 24.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +8.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64735

Population: 13,572

💰 Median Household Income
$54,741
This area
$54,741
State
$62,768
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-8.1%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
8.6%
USA
33.7%
👤 Median Age
45.0 years
This area
45.0 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 5.4%
Hispanic/Latino 1.9%
Black/African American 1.2%
Asian 0.3%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
24.5%
This area
24.5%
USA
17.3%
📊 Poverty Rate
7.9%
This area
7.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64735

B+ Avg School Grade
8 Schools
12.1:1 Avg Class Size
$14,997 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HENRY ELEM.

📚 K – 02 Elementary
👥
365 Students
👨‍🏫
11.7:1 Class Size
💰
$14,361 Per Student
A Very Good

CLINTON INTERMEDIATE SCHOOL

📚 03 – 05 Elementary
👥
382 Students
👨‍🏫
14.7:1 Class Size
💰
$14,361 Per Student
A Very Good

CLINTON MIDDLE

📚 06 – 08 Middle
👥
378 Students
👨‍🏫
14.6:1 Class Size
💰
$14,361 Per Student
B+ Above Average

Davis Elem.

📚 K – 08 School
👥
47 Students
👨‍🏫
7.0:1 Class Size
💰
$18,146 Per Student
B+ Above Average

CLINTON SR. HIGH

📚 09 – 12 High School
👥
628 Students
👨‍🏫
16.8:1 Class Size
💰
$14,361 Per Student
B+ Above Average

LEESVILLE ELEM.

📚 Pre-K – 08 School
👥
98 Students
👨‍🏫
7.6:1 Class Size
💰
$15,661 Per Student
B+ Above Average

CLINTON EARLY CHILDHOOD CENTER

📚 Grade PK Elementary
👥
114 Students
👨‍🏫
12.7:1 Class Size
💰
$14,361 Per Student
C+ Average

CLINTON TECHNICAL SCH.

📚 09 – 12 High School Limited Data
💰
$14,361 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 12 Off-Campus Students
C+
Clinton Technical School
17 students · 1.7 mi

Frequently Asked Questions

Should investors worry about vacancy in Clinton, MO?

Clinton, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

What are rental rates like in Clinton, MO?

Rental rates in Clinton, MO average $801/mo. Tenant demand and $232K home values make the yield look reasonable by investor standards.

How landlord-friendly is Clinton, MO?

The landlord environment in Clinton, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is house hacking profitable in Clinton, MO?

House hacking in Clinton, MO is reasonable to execute. Prices around $232K and rents of $801/mo solid owner-occupant economics.

How strong is Clinton, MO for real estate investors?

Clinton, MO scores 3.0/5 for investability. Home values sit at $232K and rents near $801/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 64735 now. You don’t know where it ranks.

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