Real Estate Investing in Lowry City, Missouri (64763)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Clair County • Population: 1,646 • Data updated: September 2026

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Should you buy in 64763 (Lowry City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lowry City, MO (64763)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $146,089
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $44,525
% Renters 30.0%

Market Analysis: 64763 Lowry City

Investors eyeing 64763 need to respect the fundamentals at play. Home values of $146K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 64763 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 64763 and stronger Lowry City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 64763 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Lowry City's stable or hybrid ZIPs before stepping into 64763. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lowry City:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 64763

Which property type performs best in this market?

Best for Cash Flow
2BR
6.5% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
2BR
$52,813/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $105,627 $950 6.5% $52,813
3BR $171,505 $1,140 4.8% +7.7% $57,168

Market Trends

Home Value History (with trend line)

$161K$141K$121K$101K$81K$61KJul 2009Jan 2018Jul 2026

📊 How Does 64763 Compare?

Metric 64763 Lowry City Missouri
Home Value $146,089 $146,089 $254,657
5-Year CAGR 4.3% 4.3% 7.0%
Avg Rent $855 $855 -
Cap Rate 4.6% 4.6% -
💡 Why Invest in 64763? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64763 (Lowry City, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $146,089
Monthly Rent $855
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64763

Population: 1,646

💰 Median Household Income
$44,525
This area
$44,525
State
$62,768
USA
$74,580
🏠 Renter Occupied
30.0%
This area
30.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-8.1%
USA
3.7%
🎓 College Educated
11.6%
This area
11.6%
State
8.6%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
19.1%
This area
19.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 94.9%
Other/Mixed 4.6%
Hispanic/Latino 3.1%
Asian 0.3%
Black/African American 0.2%
👶 Under 18
14.6%
This area
14.6%
USA
22.0%
👴 65 and Over
25.6%
This area
25.6%
USA
17.3%
📊 Poverty Rate
16.3%
This area
16.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How qualified is the tenant pool in Lowry City, MO?

Tenant quality in Lowry City, MO ranks as solid. Landlords generally report measured occupancy at market rents of $855/mo.

Is Lowry City, MO a good market for buy-and-hold investors?

With a 3.0/5 investability score, Lowry City, MO ranks as a solid market for rental property investors. Median prices of $146K and rents of $855/mo drive the underlying numbers.

How much does a house cost in Lowry City, MO?

Lowry City, MO home values average about $146K. That price point suits investors targeting rentals with $855/mo in monthly income.

What real estate strategy is ideal for Lowry City, MO?

Investors usually favor careful cash-flow rentals with hands-on management in Lowry City, MO. With home values at $146K and rents near $855/mo, other strategies can work but produce consistent rather than outsized returns.

What are vacancy rates like in Lowry City, MO?

Expect elevated vacancy in Lowry City, MO. Rents at $855/mo are absorbed by the tenant base without meaningful lag.

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